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ZIP Code 46012

Madison, Indiana

ZCTA 46012

Juniper

ZIP Code 46012 is in the lowest 22% nationally for FEMA risk score. It also sits in the lowest 13% nationally for typical home value. And it sits in the lowest 26% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$193,188

Lower than 87% of U.S. ZIP codes
Home Price Growth, Past Five Years

61%

Higher than 72% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

41.2

Lower than 78% of U.S. ZIP codes

The boundary of ZIP Code 46012, in Madison, Indiana.

The basics

Total Population

20,855

Median Age

43.2

Population Density

651.25

Home values & property tax

Median Property Tax

$1,248

Property Tax Rateyearly tax as a share of home value

0.78%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.75×

Lower than 63% of U.S. ZIP codes
Median Income

$58,041

Lower than 74% of U.S. ZIP codes
Median Rent

$1,032

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

3.1%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

56%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

82.4

Winter Avg Low (°F)

23.5

Avg Temperature (°F)

52.6

Hot Days/yr (>90°F)

14.1

Freezing Days/yr (<32°F)

112.4

Annual Precipitation (in)

43.3

Annual Snowfall (in)

16.9

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

41.2

Lower than 78% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46012: frequently asked questions

What is the typical home value in ZIP Code 46012?
The estimated median home value in ZIP Code 46012 today is $193,188, lower than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 46012?
The median annual property tax in ZIP Code 46012 is $1,248, an effective rate of 0.78% of home value.
Is ZIP Code 46012 expensive to live in?
Homes in ZIP Code 46012 cost about 2.75× the median household income, lower than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 46012?
The median gross rent in ZIP Code 46012 is $1,032 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 46012?
Home prices in ZIP Code 46012 have moved 61% over the past five years (3.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46012?
ZIP Code 46012 has a population of 20,855, about 651.25 people per square mile, per the U.S. Census American Community Survey. The median age is 43.2.
What is the weather like in ZIP Code 46012?
ZIP Code 46012 averages 52.6°F year-round, summer highs near 82.4°F, winter lows around 23.5°F (NOAA 1991–2020 normals). It sees about 16.9 inches of snow a year.
Is ZIP Code 46012 at risk of flooding or natural disasters?
ZIP Code 46012's FEMA National Risk Index score is 41.2 (lower than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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