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ZIP Code 46321

Lake, Indiana

ZCTA 46321

Juniper

ZIP Code 46321 is in the highest 31% nationally for FEMA risk score. It also sits in the highest 13% nationally for median income. And it sits in the lowest 16% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$374,161

Higher than 56% of U.S. ZIP codes
Home Price Growth, Past Five Years

38%

Lower than 84% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

79.6

Higher than 69% of U.S. ZIP codes

The boundary of ZIP Code 46321, in Lake, Indiana.

The basics

Total Population

23,733

Median Age

45

Population Density

3,125.18

Home values & property tax

Median Property Tax

$3,670

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.03×

Near the U.S. ZIP codes median
Median Income

$110,187

Higher than 87% of U.S. ZIP codes
Median Rent

$1,507

Higher than 78% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.1%

Lower than 62% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

38%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

11%

Climate & weather

Summer Avg High (°F)

82.1

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

15.7

Freezing Days/yr (<32°F)

125.5

Annual Precipitation (in)

40.3

Annual Snowfall (in)

28.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46321: frequently asked questions

What is the typical home value in ZIP Code 46321?
The estimated median home value in ZIP Code 46321 today is $374,161, higher than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 46321?
The median annual property tax in ZIP Code 46321 is $3,670, an effective rate of 1.1% of home value.
Is ZIP Code 46321 expensive to live in?
Homes in ZIP Code 46321 cost about 3.03× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 46321?
The median gross rent in ZIP Code 46321 is $1,507 a month, higher than 78% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46321?
Home prices in ZIP Code 46321 have moved 38% over the past five years (2.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46321?
ZIP Code 46321 has a population of 23,733, about 3,125.18 people per square mile, per the U.S. Census American Community Survey. The median age is 45.
What is the weather like in ZIP Code 46321?
ZIP Code 46321 averages 49.8°F year-round, summer highs near 82.1°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 28.2 inches of snow a year.
Is ZIP Code 46321 at risk of flooding or natural disasters?
ZIP Code 46321's FEMA National Risk Index score is 79.6 (higher than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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