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ZIP Code 48009

Oakland, Michigan

ZCTA 48009

Juniper

ZIP Code 48009 is in the lowest 9% nationally for FEMA risk score. It also sits in the highest 3% nationally for median income. And it sits in the highest 6% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$866,924

Higher than 94% of U.S. ZIP codes
Home Price Growth, Past Five Years

45%

Lower than 70% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

25

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 48009, in Oakland, Michigan.

The basics

Total Population

21,772

Median Age

41.8

Population Density

4,385.5

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

—

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.55×

Higher than 79% of U.S. ZIP codes
Median Income

$153,401

Higher than 97% of U.S. ZIP codes
Median Rent

$1,902

Higher than 90% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.6%

Higher than 73% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

29%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

31%

Climate & weather

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

19.8

Avg Temperature (°F)

49.1

Hot Days/yr (>90°F)

9.9

Freezing Days/yr (<32°F)

135.1

Annual Precipitation (in)

33.9

Annual Snowfall (in)

36

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

25

Lower than 91% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48009: frequently asked questions

What is the typical home value in ZIP Code 48009?
The estimated median home value in ZIP Code 48009 today is $866,924, higher than 94% of U.S. ZIP codes.
How much is property tax in ZIP Code 48009?
The median annual property tax in ZIP Code 48009 is $10,001.
Is ZIP Code 48009 expensive to live in?
Homes in ZIP Code 48009 cost about 4.55× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 48009?
The median gross rent in ZIP Code 48009 is $1,902 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48009?
Home prices in ZIP Code 48009 have moved 45% over the past five years (6.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48009?
ZIP Code 48009 has a population of 21,772, about 4,385.5 people per square mile, per the U.S. Census American Community Survey. The median age is 41.8.
What is the weather like in ZIP Code 48009?
ZIP Code 48009 averages 49.1°F year-round, summer highs near 80.4°F, winter lows around 19.8°F (NOAA 1991–2020 normals). It sees about 36 inches of snow a year.
Is ZIP Code 48009 at risk of flooding or natural disasters?
ZIP Code 48009's FEMA National Risk Index score is 25 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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