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ZIP Code 48045

Macomb, Michigan

ZCTA 48045

Juniper

ZIP Code 48045 is in the lowest 19% nationally for FEMA risk score. It also sits in the lowest 30% nationally for home price growth over five years. And it sits in the highest 34% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$318,400

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

45%

Lower than 70% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

38.1

Lower than 81% of U.S. ZIP codes

The boundary of ZIP Code 48045, in Macomb, Michigan.

The basics

Total Population

24,061

Median Age

45.8

Population Density

1,688.23

Home values & property tax

Median Property Tax

$3,536

Property Tax Rateyearly tax as a share of home value

1.4%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.27×

Near the U.S. ZIP codes median
Median Income

$80,366

Higher than 62% of U.S. ZIP codes
Median Rent

$1,097

Higher than 56% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.5%

Higher than 66% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

32%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

39%

Climate & weather

Summer Avg High (°F)

80.1

Winter Avg Low (°F)

20.2

Avg Temperature (°F)

48.7

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

129.4

Annual Precipitation (in)

35

Annual Snowfall (in)

32.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48045: frequently asked questions

What is the typical home value in ZIP Code 48045?
The estimated median home value in ZIP Code 48045 today is $318,400, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 48045?
The median annual property tax in ZIP Code 48045 is $3,536, an effective rate of 1.4% of home value.
Is ZIP Code 48045 expensive to live in?
Homes in ZIP Code 48045 cost about 3.27× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 48045?
The median gross rent in ZIP Code 48045 is $1,097 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48045?
Home prices in ZIP Code 48045 have moved 45% over the past five years (5.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48045?
ZIP Code 48045 has a population of 24,061, about 1,688.23 people per square mile, per the U.S. Census American Community Survey. The median age is 45.8.
What is the weather like in ZIP Code 48045?
ZIP Code 48045 averages 48.7°F year-round, summer highs near 80.1°F, winter lows around 20.2°F (NOAA 1991–2020 normals). It sees about 32.2 inches of snow a year.
Is ZIP Code 48045 at risk of flooding or natural disasters?
ZIP Code 48045's FEMA National Risk Index score is 38.1 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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