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ZIP Code 48098

Oakland, Michigan

FIPS 48098

Juniper

ZIP Code 48098 is in the top 20% nationally for FEMA risk score. It also sits in the 89th percentile nationally for median home value. And it sits in the 88th percentile nationally for median rent.

Median Home Value

$509,400

Higher than 89% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

35.9

Lower than 80% of U.S. ZIP codes

The basics

Total Population

20,936

Median Age

46.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$509,400

Higher than 89%

Median Property Tax

$6,879

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.09

Near median

Median Rent

$1,712

Higher than 88%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

2.2%

Higher than 73%

Pandemic Gain %

33%

Recession Drop %

-32%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

19.8

Avg Temperature (°F)

49.1

Hot Days/yr (>90°F)

9.9

Freezing Days/yr (<32°F)

135.1

Annual Precipitation (in)

33.9

Annual Snowfall (in)

36

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

35.9

Lower than 80%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48098: frequently asked questions

What is the median home value in ZIP Code 48098?
The median home value in ZIP Code 48098 is $509,400, higher than 89% of U.S. ZIP codes.
How much is property tax in ZIP Code 48098?
The median annual property tax in ZIP Code 48098 is $6,879, an effective rate of 1% of home value.
Is ZIP Code 48098 expensive to live in?
Homes in ZIP Code 48098 cost about 3.09× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 48098?
The median gross rent in ZIP Code 48098 is $1,712 a month, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48098?
Home prices in ZIP Code 48098 have moved 49% over the past five years (2.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 48098?
ZIP Code 48098 averages 49.1°F year-round, summer highs near 80.4°F, winter lows around 19.8°F (NOAA 1991–2020 normals). It sees about 36 inches of snow a year.
Is ZIP Code 48098 at risk of flooding or natural disasters?
ZIP Code 48098's FEMA National Risk Index score is 35.9 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →