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ZIP Code 48304

Oakland, Michigan

ZCTA 48304

Juniper

ZIP Code 48304 is in the lowest 27% nationally for FEMA risk score. It also sits in the highest 5% nationally for median income. And it sits in the highest 16% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$611,798

Higher than 84% of U.S. ZIP codes
Home Price Growth, Past Five Years

45%

Lower than 71% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

46

Lower than 73% of U.S. ZIP codes

The boundary of ZIP Code 48304, in Oakland, Michigan.

The basics

Total Population

17,387

Median Age

49

Population Density

1,525.6

Home values & property tax

Median Property Tax

$6,484

Property Tax Rateyearly tax as a share of home value

1.3%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.45×

Higher than 60% of U.S. ZIP codes
Median Income

$143,204

Higher than 95% of U.S. ZIP codes
Median Rent

$1,468

Higher than 77% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.3%

Higher than 72% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

23%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

36%

Climate & weather

Summer Avg High (°F)

80.4

Winter Avg Low (°F)

19.8

Avg Temperature (°F)

49.1

Hot Days/yr (>90°F)

9.9

Freezing Days/yr (<32°F)

135.1

Annual Precipitation (in)

33.9

Annual Snowfall (in)

36

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

46

Lower than 73% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48304: frequently asked questions

What is the typical home value in ZIP Code 48304?
The estimated median home value in ZIP Code 48304 today is $611,798, higher than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 48304?
The median annual property tax in ZIP Code 48304 is $6,484, an effective rate of 1.3% of home value.
Is ZIP Code 48304 expensive to live in?
Homes in ZIP Code 48304 cost about 3.45× the median household income, higher than 60% of U.S. ZIP codes.
What is the average rent in ZIP Code 48304?
The median gross rent in ZIP Code 48304 is $1,468 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48304?
Home prices in ZIP Code 48304 have moved 45% over the past five years (6.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48304?
ZIP Code 48304 has a population of 17,387, about 1,525.6 people per square mile, per the U.S. Census American Community Survey. The median age is 49.
What is the weather like in ZIP Code 48304?
ZIP Code 48304 averages 49.1°F year-round, summer highs near 80.4°F, winter lows around 19.8°F (NOAA 1991–2020 normals). It sees about 36 inches of snow a year.
Is ZIP Code 48304 at risk of flooding or natural disasters?
ZIP Code 48304's FEMA National Risk Index score is 46 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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