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ZIP Code 50401

Cerro Gordo, Iowa

ZCTA 50401

Juniper

ZIP Code 50401 is in the highest 40% nationally for FEMA risk score. It also sits in the lowest 7% nationally for typical home value. And it sits in the lowest 17% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$166,382

Lower than 93% of U.S. ZIP codes
Home Price Growth, Past Five Years

39%

Lower than 83% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

73.3

Higher than 60% of U.S. ZIP codes

The boundary of ZIP Code 50401, in Cerro Gordo, Iowa.

The basics

Total Population

28,703

Median Age

42.2

Population Density

193.72

Home values & property tax

Median Property Tax

$2,224

Property Tax Rateyearly tax as a share of home value

1.5%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.22×

Lower than 79% of U.S. ZIP codes
Median Income

$66,072

Lower than 60% of U.S. ZIP codes
Median Rent

$875

Lower than 67% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

1.8%

Lower than 64% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

33%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

3.2%

Climate & weather

Summer Avg High (°F)

80.1

Winter Avg Low (°F)

10.7

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

8.9

Freezing Days/yr (<32°F)

161.3

Annual Precipitation (in)

37.7

Annual Snowfall (in)

44.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

73.3

Higher than 60% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 50401: frequently asked questions

What is the typical home value in ZIP Code 50401?
The estimated median home value in ZIP Code 50401 today is $166,382, lower than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 50401?
The median annual property tax in ZIP Code 50401 is $2,224, an effective rate of 1.5% of home value.
Is ZIP Code 50401 expensive to live in?
Homes in ZIP Code 50401 cost about 2.22× the median household income, lower than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 50401?
The median gross rent in ZIP Code 50401 is $875 a month, lower than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 50401?
Home prices in ZIP Code 50401 have moved 39% over the past five years (1.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 50401?
ZIP Code 50401 has a population of 28,703, about 193.72 people per square mile, per the U.S. Census American Community Survey. The median age is 42.2.
What is the weather like in ZIP Code 50401?
ZIP Code 50401 averages 45.6°F year-round, summer highs near 80.1°F, winter lows around 10.7°F (NOAA 1991–2020 normals). It sees about 44.4 inches of snow a year.
Is ZIP Code 50401 at risk of flooding or natural disasters?
ZIP Code 50401's FEMA National Risk Index score is 73.3 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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