← Back to Explorer

ZIP Code 55104

Ramsey, Minnesota

ZCTA 55104

Juniper

ZIP Code 55104 is in the lowest 16% nationally for FEMA risk score. It also sits in the lowest 4% nationally for home price growth over five years. And it sits in the highest 25% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$342,047

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

25%

Lower than 96% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

34.6

Lower than 84% of U.S. ZIP codes

The boundary of ZIP Code 55104, in Ramsey, Minnesota.

The basics

Total Population

45,762

Median Age

33.4

Population Density

7,583.13

Home values & property tax

Median Property Tax

$3,944

Property Tax Rateyearly tax as a share of home value

1.2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.2×

Higher than 75% of U.S. ZIP codes
Median Income

$75,712

Higher than 56% of U.S. ZIP codes
Median Rent

$1,199

Higher than 64% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.9%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

22%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

25%

Climate & weather

Summer Avg High (°F)

79.5

Winter Avg Low (°F)

10.8

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

7.8

Freezing Days/yr (<32°F)

147.2

Annual Precipitation (in)

32.7

Annual Snowfall (in)

40.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

34.6

Lower than 84% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 55104: frequently asked questions

What is the typical home value in ZIP Code 55104?
The estimated median home value in ZIP Code 55104 today is $342,047, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 55104?
The median annual property tax in ZIP Code 55104 is $3,944, an effective rate of 1.2% of home value.
Is ZIP Code 55104 expensive to live in?
Homes in ZIP Code 55104 cost about 4.2× the median household income, higher than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 55104?
The median gross rent in ZIP Code 55104 is $1,199 a month, higher than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 55104?
Home prices in ZIP Code 55104 have moved 25% over the past five years (2.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 55104?
ZIP Code 55104 has a population of 45,762, about 7,583.13 people per square mile, per the U.S. Census American Community Survey. The median age is 33.4.
What is the weather like in ZIP Code 55104?
ZIP Code 55104 averages 45.6°F year-round, summer highs near 79.5°F, winter lows around 10.8°F (NOAA 1991–2020 normals). It sees about 40.4 inches of snow a year.
Is ZIP Code 55104 at risk of flooding or natural disasters?
ZIP Code 55104's FEMA National Risk Index score is 34.6 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer