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ZIP Code 55109

Ramsey, Minnesota

FIPS 55109

Juniper

ZIP Code 55109 is in the top 29% nationally for FEMA risk score, but in the bottom 32% nationally for price-to-income ratio. It also sits in the 79th percentile nationally for median rent. And it sits in the 72th percentile nationally for median home value.

Median Home Value

$315,600

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

32%

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

46.1

Lower than 71% of U.S. ZIP codes

The basics

Total Population

33,461

Median Age

38.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$315,600

Higher than 72%

Median Property Tax

$3,803

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.64

Higher than 68%

Median Rent

$1,369

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

32%

Higher than 56%

Appreciation 1yr %

0.26%

Higher than 67%

Pandemic Gain %

35%

Recession Drop %

-31%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.7

Winter Avg Low (°F)

11.8

Avg Temperature (°F)

47

Hot Days/yr (>90°F)

11.5

Freezing Days/yr (<32°F)

156.9

Annual Precipitation (in)

33.8

Annual Snowfall (in)

40.4

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

46.1

Lower than 71%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 55109: frequently asked questions

What is the median home value in ZIP Code 55109?
The median home value in ZIP Code 55109 is $315,600, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 55109?
The median annual property tax in ZIP Code 55109 is $3,803, an effective rate of 1% of home value.
Is ZIP Code 55109 expensive to live in?
Homes in ZIP Code 55109 cost about 3.64× the median household income, higher than 68% of U.S. ZIP codes.
What is the average rent in ZIP Code 55109?
The median gross rent in ZIP Code 55109 is $1,369 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 55109?
Home prices in ZIP Code 55109 have moved 32% over the past five years (0.26% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 55109?
ZIP Code 55109 averages 47°F year-round, summer highs near 80.7°F, winter lows around 11.8°F (NOAA 1991–2020 normals). It sees about 40.4 inches of snow a year.
Is ZIP Code 55109 at risk of flooding or natural disasters?
ZIP Code 55109's FEMA National Risk Index score is 46.1 (lower than 71% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →