← Back to Explorer

ZIP Code 55109

Ramsey, Minnesota

ZCTA 55109

Juniper

ZIP Code 55109 is in the lowest 25% nationally for FEMA risk score. It also sits in the lowest 8% nationally for home price growth over five years. And it sits in the lowest 25% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$342,302

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

32%

Lower than 92% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

44.1

Lower than 75% of U.S. ZIP codes

The boundary of ZIP Code 55109, in Ramsey, Minnesota.

The basics

Total Population

33,461

Median Age

38.1

Population Density

2,863.91

Home values & property tax

Median Property Tax

$3,803

Property Tax Rateyearly tax as a share of home value

1.2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.64×

Higher than 64% of U.S. ZIP codes
Median Income

$86,776

Higher than 70% of U.S. ZIP codes
Median Rent

$1,369

Higher than 73% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.26%

Lower than 75% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

31%

Climate & weather

Summer Avg High (°F)

80.7

Winter Avg Low (°F)

11.8

Avg Temperature (°F)

47

Hot Days/yr (>90°F)

11.5

Freezing Days/yr (<32°F)

156.9

Annual Precipitation (in)

33.8

Annual Snowfall (in)

40.4

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

44.1

Lower than 75% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 55109: frequently asked questions

What is the typical home value in ZIP Code 55109?
The estimated median home value in ZIP Code 55109 today is $342,302, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 55109?
The median annual property tax in ZIP Code 55109 is $3,803, an effective rate of 1.2% of home value.
Is ZIP Code 55109 expensive to live in?
Homes in ZIP Code 55109 cost about 3.64× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 55109?
The median gross rent in ZIP Code 55109 is $1,369 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 55109?
Home prices in ZIP Code 55109 have moved 32% over the past five years (0.26% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 55109?
ZIP Code 55109 has a population of 33,461, about 2,863.91 people per square mile, per the U.S. Census American Community Survey. The median age is 38.1.
What is the weather like in ZIP Code 55109?
ZIP Code 55109 averages 47°F year-round, summer highs near 80.7°F, winter lows around 11.8°F (NOAA 1991–2020 normals). It sees about 40.4 inches of snow a year.
Is ZIP Code 55109 at risk of flooding or natural disasters?
ZIP Code 55109's FEMA National Risk Index score is 44.1 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer