← Back to Explorer

ZIP Code 56312

Stearns, Minnesota

ZCTA 56312

Juniper

ZIP Code 56312 is in the highest 33% nationally for FEMA risk score. It also sits in the lowest 6% nationally for home price growth over five years. And it sits in the highest 12% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$233,222

Lower than 77% of U.S. ZIP codes
Home Price Growth, Past Five Years

29%

Lower than 94% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

78

Higher than 67% of U.S. ZIP codes

The boundary of ZIP Code 56312, in Stearns, Minnesota.

The basics

Total Population

2,270

Median Age

35.8

Population Density

13.25

Home values & property tax

Median Property Tax

$2,128

Property Tax Rateyearly tax as a share of home value

0.85%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.57×

Higher than 63% of U.S. ZIP codes
Median Income

$70,000

Near the U.S. ZIP codes median
Median Rent

$865

Lower than 68% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

10%

Higher than 88% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

79.6

Winter Avg Low (°F)

4.9

Avg Temperature (°F)

43

Hot Days/yr (>90°F)

9.5

Freezing Days/yr (<32°F)

165

Annual Precipitation (in)

29.7

Annual Snowfall (in)

50.2

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

78

Higher than 67% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 56312: frequently asked questions

What is the typical home value in ZIP Code 56312?
The estimated median home value in ZIP Code 56312 today is $233,222, lower than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 56312?
The median annual property tax in ZIP Code 56312 is $2,128, an effective rate of 0.85% of home value.
Is ZIP Code 56312 expensive to live in?
Homes in ZIP Code 56312 cost about 3.57× the median household income, higher than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 56312?
The median gross rent in ZIP Code 56312 is $865 a month, lower than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 56312?
Home prices in ZIP Code 56312 have moved 29% over the past five years (10% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 56312?
ZIP Code 56312 has a population of 2,270, about 13.25 people per square mile, per the U.S. Census American Community Survey. The median age is 35.8.
What is the weather like in ZIP Code 56312?
ZIP Code 56312 averages 43°F year-round, summer highs near 79.6°F, winter lows around 4.9°F (NOAA 1991–2020 normals). It sees about 50.2 inches of snow a year.
Is ZIP Code 56312 at risk of flooding or natural disasters?
ZIP Code 56312's FEMA National Risk Index score is 78 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer