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ZIP Code 62097

Madison, Illinois

ZCTA 62097

Juniper

ZIP Code 62097 is in the highest 34% nationally for FEMA risk score. It also sits in the highest 7% nationally for median rent. And it sits in the highest 26% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$254,536

Lower than 71% of U.S. ZIP codes
Home Price Growth, Past Five Years

47%

Lower than 66% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

77.7

Higher than 66% of U.S. ZIP codes

The boundary of ZIP Code 62097, in Madison, Illinois.

The basics

Total Population

2,973

Median Age

42.3

Population Density

72.21

Home values & property tax

Median Property Tax

$4,242

Property Tax Rateyearly tax as a share of home value

1.9%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.39×

Lower than 74% of U.S. ZIP codes
Median Income

$91,011

Higher than 74% of U.S. ZIP codes
Median Rent

$2,090

Higher than 93% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-21%

Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

6.6%

Climate & weather

Summer Avg High (°F)

85.7

Winter Avg Low (°F)

24.7

Avg Temperature (°F)

55.7

Hot Days/yr (>90°F)

29.4

Freezing Days/yr (<32°F)

85.3

Annual Precipitation (in)

42.4

Annual Snowfall (in)

10.8

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

77.7

Higher than 66% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 62097: frequently asked questions

What is the typical home value in ZIP Code 62097?
The estimated median home value in ZIP Code 62097 today is $254,536, lower than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 62097?
The median annual property tax in ZIP Code 62097 is $4,242, an effective rate of 1.9% of home value.
Is ZIP Code 62097 expensive to live in?
Homes in ZIP Code 62097 cost about 2.39× the median household income, lower than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 62097?
The median gross rent in ZIP Code 62097 is $2,090 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 62097?
Home prices in ZIP Code 62097 have moved 47% over the past five years (-21% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 62097?
ZIP Code 62097 has a population of 2,973, about 72.21 people per square mile, per the U.S. Census American Community Survey. The median age is 42.3.
What is the weather like in ZIP Code 62097?
ZIP Code 62097 averages 55.7°F year-round, summer highs near 85.7°F, winter lows around 24.7°F (NOAA 1991–2020 normals). It sees about 10.8 inches of snow a year.
Is ZIP Code 62097 at risk of flooding or natural disasters?
ZIP Code 62097's FEMA National Risk Index score is 77.7 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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