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ZIP Code 62281

Madison, Illinois

ZCTA 62281

Juniper

ZIP Code 62281 is in the highest 19% nationally for FEMA risk score. It also sits in the lowest 2% nationally for home price growth over the past year. And it sits in the highest 7% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$314,122

Lower than 56% of U.S. ZIP codes
Home Price Growth, Past Five Years

37%

Lower than 85% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

87.1

Higher than 81% of U.S. ZIP codes

The boundary of ZIP Code 62281, in Madison, Illinois.

The basics

Total Population

3,059

Median Age

37.1

Population Density

91.73

Home values & property tax

Median Property Tax

$5,858

Property Tax Rateyearly tax as a share of home value

1.9%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.34×

Lower than 76% of U.S. ZIP codes
Median Income

$132,000

Higher than 93% of U.S. ZIP codes
Median Rent

$1,191

Higher than 63% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-11%

Lower than 98% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

14%

Climate & weather

Summer Avg High (°F)

88.9

Winter Avg Low (°F)

26.8

Avg Temperature (°F)

57.7

Hot Days/yr (>90°F)

52.8

Freezing Days/yr (<32°F)

93.4

Annual Precipitation (in)

44.5

Annual Snowfall (in)

10.2

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

87.1

Higher than 81% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 62281: frequently asked questions

What is the typical home value in ZIP Code 62281?
The estimated median home value in ZIP Code 62281 today is $314,122, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 62281?
The median annual property tax in ZIP Code 62281 is $5,858, an effective rate of 1.9% of home value.
Is ZIP Code 62281 expensive to live in?
Homes in ZIP Code 62281 cost about 2.34× the median household income, lower than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 62281?
The median gross rent in ZIP Code 62281 is $1,191 a month, higher than 63% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 62281?
Home prices in ZIP Code 62281 have moved 37% over the past five years (-11% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 62281?
ZIP Code 62281 has a population of 3,059, about 91.73 people per square mile, per the U.S. Census American Community Survey. The median age is 37.1.
What is the weather like in ZIP Code 62281?
ZIP Code 62281 averages 57.7°F year-round, summer highs near 88.9°F, winter lows around 26.8°F (NOAA 1991–2020 normals). It sees about 10.2 inches of snow a year.
Is ZIP Code 62281 at risk of flooding or natural disasters?
ZIP Code 62281's FEMA National Risk Index score is 87.1 (higher than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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