Back to Explorer

ZIP Code 77304

Montgomery, Texas

FIPS 77304

Juniper

ZIP Code 77304 is in the top 30% nationally for FEMA risk score, but in the bottom 20% nationally for price-to-income ratio. It also sits in the 81th percentile nationally for median rent. And it sits in the 77th percentile nationally for median home value.

Median Home Value

$355,300

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

41%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

47.6

Lower than 70% of U.S. ZIP codes

The basics

Total Population

44,225

Median Age

35.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$355,300

Higher than 77%

Median Property Tax

$6,033

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.42

Higher than 80%

Median Rent

$1,426

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

41%

Higher than 62%

Appreciation 1yr %

0.37%

Higher than 67%

Pandemic Gain %

42%

Recession Drop %

-1.6%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

94.4

Winter Avg Low (°F)

43.8

Avg Temperature (°F)

69.7

Hot Days/yr (>90°F)

105.2

Freezing Days/yr (<32°F)

16.5

Annual Precipitation (in)

51

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

47.6

Lower than 70%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 77304: frequently asked questions

What is the median home value in ZIP Code 77304?
The median home value in ZIP Code 77304 is $355,300, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 77304?
The median annual property tax in ZIP Code 77304 is $6,033, an effective rate of 2% of home value.
Is ZIP Code 77304 expensive to live in?
Homes in ZIP Code 77304 cost about 4.42× the median household income, higher than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 77304?
The median gross rent in ZIP Code 77304 is $1,426 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 77304?
Home prices in ZIP Code 77304 have moved 41% over the past five years (0.37% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 77304?
ZIP Code 77304 averages 69.7°F year-round, summer highs near 94.4°F, winter lows around 43.8°F (NOAA 1991–2020 normals).
Is ZIP Code 77304 at risk of flooding or natural disasters?
ZIP Code 77304's FEMA National Risk Index score is 47.6 (lower than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →