← Back to Explorer

ZIP Code 77304

Montgomery, Texas

ZCTA 77304

Juniper

ZIP Code 77304 is in the lowest 24% nationally for FEMA risk score. It also sits in the lowest 21% nationally for home price growth over five years. And it sits in the highest 22% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$377,083

Higher than 57% of U.S. ZIP codes
Home Price Growth, Past Five Years

41%

Lower than 79% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

42.8

Lower than 76% of U.S. ZIP codes

The boundary of ZIP Code 77304, in Montgomery, Texas.

The basics

Total Population

44,225

Median Age

35.1

Population Density

1,102.7

Home values & property tax

Median Property Tax

$6,033

Property Tax Rateyearly tax as a share of home value

1.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.42×

Higher than 78% of U.S. ZIP codes
Median Income

$80,425

Higher than 62% of U.S. ZIP codes
Median Rent

$1,426

Higher than 75% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.37%

Lower than 74% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

1.6%

Climate & weather

Summer Avg High (°F)

94.4

Winter Avg Low (°F)

43.8

Avg Temperature (°F)

69.7

Hot Days/yr (>90°F)

105.2

Freezing Days/yr (<32°F)

16.5

Annual Precipitation (in)

51

Annual Snowfall (in)

0

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

42.8

Lower than 76% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 77304: frequently asked questions

What is the typical home value in ZIP Code 77304?
The estimated median home value in ZIP Code 77304 today is $377,083, higher than 57% of U.S. ZIP codes.
How much is property tax in ZIP Code 77304?
The median annual property tax in ZIP Code 77304 is $6,033, an effective rate of 1.7% of home value.
Is ZIP Code 77304 expensive to live in?
Homes in ZIP Code 77304 cost about 4.42× the median household income, higher than 78% of U.S. ZIP codes.
What is the average rent in ZIP Code 77304?
The median gross rent in ZIP Code 77304 is $1,426 a month, higher than 75% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 77304?
Home prices in ZIP Code 77304 have moved 41% over the past five years (0.37% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 77304?
ZIP Code 77304 has a population of 44,225, about 1,102.7 people per square mile, per the U.S. Census American Community Survey. The median age is 35.1.
What is the weather like in ZIP Code 77304?
ZIP Code 77304 averages 69.7°F year-round, summer highs near 94.4°F, winter lows around 43.8°F (NOAA 1991–2020 normals).
Is ZIP Code 77304 at risk of flooding or natural disasters?
ZIP Code 77304's FEMA National Risk Index score is 42.8 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer