The basics
Total Population
42,178
Median Age
34
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$171,200
Median Property Tax
$2,742
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.68
Median Rent
$1,228
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
26%
Appreciation 1yr %
-17%
Pandemic Gain %
58%
Recession Drop %
-2.7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
95.8
Winter Avg Low (°F)
44.3
Avg Temperature (°F)
71.1
Hot Days/yr (>90°F)
133.5
Freezing Days/yr (<32°F)
13.5
Annual Precipitation (in)
29.7
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
69.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78221: frequently asked questions
- What is the median home value in ZIP Code 78221?
- The median home value in ZIP Code 78221 is $171,200, lower than 59% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78221?
- The median annual property tax in ZIP Code 78221 is $2,742, an effective rate of 2% of home value.
- Is ZIP Code 78221 expensive to live in?
- Homes in ZIP Code 78221 cost about 2.68× the median household income, lower than 58% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78221?
- The median gross rent in ZIP Code 78221 is $1,228 a month, higher than 73% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78221?
- Home prices in ZIP Code 78221 have moved 26% over the past five years (-17% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78221?
- ZIP Code 78221 averages 71.1°F year-round, summer highs near 95.8°F, winter lows around 44.3°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 78221 at risk of flooding or natural disasters?
- ZIP Code 78221's FEMA National Risk Index score is 69.6 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →