The basics
Total Population
64,740
Median Age
31.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$146,000
Median Property Tax
$2,287
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.91
Median Rent
$865
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
60%
Appreciation 1yr %
4.7%
Pandemic Gain %
59%
Recession Drop %
1.3%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.6
Winter Avg Low (°F)
52.7
Avg Temperature (°F)
74.3
Hot Days/yr (>90°F)
135.4
Freezing Days/yr (<32°F)
0.3
Annual Precipitation (in)
28.7
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
65.8
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78520: frequently asked questions
- What is the median home value in ZIP Code 78520?
- The median home value in ZIP Code 78520 is $146,000, lower than 69% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78520?
- The median annual property tax in ZIP Code 78520 is $2,287, an effective rate of 2% of home value.
- Is ZIP Code 78520 expensive to live in?
- Homes in ZIP Code 78520 cost about 2.91× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 78520?
- The median gross rent in ZIP Code 78520 is $865 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 78520?
- Home prices in ZIP Code 78520 have moved 60% over the past five years (4.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78520?
- ZIP Code 78520 averages 74.3°F year-round, summer highs near 92.6°F, winter lows around 52.7°F (NOAA 1991–2020 normals).
- Is ZIP Code 78520 at risk of flooding or natural disasters?
- ZIP Code 78520's FEMA National Risk Index score is 65.8 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →