The basics
Total Population
87,380
Median Age
31.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$99,700
Median Property Tax
$1,545
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.24
Median Rent
$889
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
60%
Appreciation 1yr %
0.71%
Pandemic Gain %
60%
Recession Drop %
-0.76%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
95.1
Winter Avg Low (°F)
54.9
Avg Temperature (°F)
76.2
Hot Days/yr (>90°F)
140.5
Freezing Days/yr (<32°F)
1
Annual Precipitation (in)
27.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
65.6
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78521: frequently asked questions
- What is the median home value in ZIP Code 78521?
- The median home value in ZIP Code 78521 is $99,700, lower than 82% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78521?
- The median annual property tax in ZIP Code 78521 is $1,545, an effective rate of 2% of home value.
- Is ZIP Code 78521 expensive to live in?
- Homes in ZIP Code 78521 cost about 2.24× the median household income, lower than 70% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78521?
- The median gross rent in ZIP Code 78521 is $889 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 78521?
- Home prices in ZIP Code 78521 have moved 60% over the past five years (0.71% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78521?
- ZIP Code 78521 averages 76.2°F year-round, summer highs near 95.1°F, winter lows around 54.9°F (NOAA 1991–2020 normals).
- Is ZIP Code 78521 at risk of flooding or natural disasters?
- ZIP Code 78521's FEMA National Risk Index score is 65.6 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →