The basics
Total Population
50,822
Median Age
40.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$496,600
Median Property Tax
$8,639
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.95
Median Rent
$1,687
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
44%
Appreciation 1yr %
-2.5%
Pandemic Gain %
59%
Recession Drop %
-2.1%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.9
Winter Avg Low (°F)
38.1
Avg Temperature (°F)
67.1
Hot Days/yr (>90°F)
112
Freezing Days/yr (<32°F)
27.9
Annual Precipitation (in)
36.4
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
37.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78628: frequently asked questions
- What is the median home value in ZIP Code 78628?
- The median home value in ZIP Code 78628 is $496,600, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78628?
- The median annual property tax in ZIP Code 78628 is $8,639, an effective rate of 2% of home value.
- Is ZIP Code 78628 expensive to live in?
- Homes in ZIP Code 78628 cost about 3.95× the median household income, higher than 74% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78628?
- The median gross rent in ZIP Code 78628 is $1,687 a month, higher than 87% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78628?
- Home prices in ZIP Code 78628 have moved 44% over the past five years (-2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78628?
- ZIP Code 78628 averages 67.1°F year-round, summer highs near 94.9°F, winter lows around 38.1°F (NOAA 1991–2020 normals).
- Is ZIP Code 78628 at risk of flooding or natural disasters?
- ZIP Code 78628's FEMA National Risk Index score is 37.8 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →