The basics
Total Population
56,691
Median Age
39.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$497,300
Median Property Tax
$7,959
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.61
Median Rent
$1,963
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
44%
Appreciation 1yr %
-0.92%
Pandemic Gain %
70%
Recession Drop %
0.32%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.8
Winter Avg Low (°F)
39
Avg Temperature (°F)
67.2
Hot Days/yr (>90°F)
114.2
Freezing Days/yr (<32°F)
27.3
Annual Precipitation (in)
36.6
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
33.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 78681: frequently asked questions
- What is the median home value in ZIP Code 78681?
- The median home value in ZIP Code 78681 is $497,300, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 78681?
- The median annual property tax in ZIP Code 78681 is $7,959, an effective rate of 2% of home value.
- Is ZIP Code 78681 expensive to live in?
- Homes in ZIP Code 78681 cost about 3.61× the median household income, higher than 68% of U.S. ZIP codes.
- What is the average rent in ZIP Code 78681?
- The median gross rent in ZIP Code 78681 is $1,963 a month, higher than 93% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 78681?
- Home prices in ZIP Code 78681 have moved 44% over the past five years (-0.92% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 78681?
- ZIP Code 78681 averages 67.2°F year-round, summer highs near 94.8°F, winter lows around 39°F (NOAA 1991–2020 normals).
- Is ZIP Code 78681 at risk of flooding or natural disasters?
- ZIP Code 78681's FEMA National Risk Index score is 33.4 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is hail.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →