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ZIP Code 91945

San Diego, California

ZCTA 91945

Juniper

ZIP Code 91945 is in the lowest 15% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price against income. And it sits in the highest 8% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$817,018

Higher than 92% of U.S. ZIP codes
Home Price Growth, Past Five Years

53%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

33

Lower than 85% of U.S. ZIP codes

The boundary of ZIP Code 91945, in San Diego, California.

The basics

Total Population

27,745

Median Age

37.1

Population Density

7,018.88

Home values & property tax

Median Property Tax

$4,765

Property Tax Rateyearly tax as a share of home value

0.68%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

8.01×

Higher than 96% of U.S. ZIP codes
Median Income

$88,016

Higher than 71% of U.S. ZIP codes
Median Rent

$1,896

Higher than 90% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.56%

Lower than 73% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

48%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

45%

Climate & weather

Summer Avg High (°F)

74.2

Winter Avg Low (°F)

46.9

Avg Temperature (°F)

63.3

Hot Days/yr (>90°F)

4.9

Freezing Days/yr (<32°F)

0.1

Annual Precipitation (in)

12

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 91945: frequently asked questions

What is the typical home value in ZIP Code 91945?
The estimated median home value in ZIP Code 91945 today is $817,018, higher than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 91945?
The median annual property tax in ZIP Code 91945 is $4,765, an effective rate of 0.68% of home value.
Is ZIP Code 91945 expensive to live in?
Homes in ZIP Code 91945 cost about 8.01× the median household income, higher than 96% of U.S. ZIP codes.
What is the average rent in ZIP Code 91945?
The median gross rent in ZIP Code 91945 is $1,896 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 91945?
Home prices in ZIP Code 91945 have moved 53% over the past five years (0.56% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 91945?
ZIP Code 91945 has a population of 27,745, about 7,018.88 people per square mile, per the U.S. Census American Community Survey. The median age is 37.1.
What is the weather like in ZIP Code 91945?
ZIP Code 91945 averages 63.3°F year-round, summer highs near 74.2°F, winter lows around 46.9°F (NOAA 1991–2020 normals).
Is ZIP Code 91945 at risk of flooding or natural disasters?
ZIP Code 91945's FEMA National Risk Index score is 33 (lower than 85% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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