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ZIP Code 92028

San Diego, California

ZCTA 92028

Juniper

ZIP Code 92028 is in the highest 35% nationally for FEMA risk score. It also sits in the highest 5% nationally for typical home value. And it sits in the highest 5% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$941,027

Higher than 95% of U.S. ZIP codes
Home Price Growth, Past Five Years

50%

Lower than 57% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

76.3

Higher than 65% of U.S. ZIP codes

The boundary of ZIP Code 92028, in San Diego, California.

The basics

Total Population

52,227

Median Age

38.7

Population Density

447.44

Home values & property tax

Median Property Tax

$5,640

Property Tax Rateyearly tax as a share of home value

0.67%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

7.57×

Higher than 95% of U.S. ZIP codes
Median Income

$111,290

Higher than 87% of U.S. ZIP codes
Median Rent

$1,847

Higher than 88% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1%

Lower than 82% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

40%

Climate & weather

Summer Avg High (°F)

85.8

Winter Avg Low (°F)

46.6

Avg Temperature (°F)

65.1

Hot Days/yr (>90°F)

60.3

Freezing Days/yr (<32°F)

0.2

Annual Precipitation (in)

15.3

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 92028: frequently asked questions

What is the typical home value in ZIP Code 92028?
The estimated median home value in ZIP Code 92028 today is $941,027, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 92028?
The median annual property tax in ZIP Code 92028 is $5,640, an effective rate of 0.67% of home value.
Is ZIP Code 92028 expensive to live in?
Homes in ZIP Code 92028 cost about 7.57× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 92028?
The median gross rent in ZIP Code 92028 is $1,847 a month, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92028?
Home prices in ZIP Code 92028 have moved 50% over the past five years (-1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 92028?
ZIP Code 92028 has a population of 52,227, about 447.44 people per square mile, per the U.S. Census American Community Survey. The median age is 38.7.
What is the weather like in ZIP Code 92028?
ZIP Code 92028 averages 65.1°F year-round, summer highs near 85.8°F, winter lows around 46.6°F (NOAA 1991–2020 normals).
Is ZIP Code 92028 at risk of flooding or natural disasters?
ZIP Code 92028's FEMA National Risk Index score is 76.3 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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