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ZIP Code 92040

San Diego, California

ZCTA 92040

Juniper

ZIP Code 92040 is in the highest 38% nationally for FEMA risk score. It also sits in the highest 7% nationally for typical home value. And it sits in the highest 7% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$826,993

Higher than 93% of U.S. ZIP codes
Home Price Growth, Past Five Years

50%

Lower than 58% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

74.2

Higher than 62% of U.S. ZIP codes

The boundary of ZIP Code 92040, in San Diego, California.

The basics

Total Population

46,216

Median Age

39

Population Density

687.78

Home values & property tax

Median Property Tax

$4,803

Property Tax Rateyearly tax as a share of home value

0.66%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.7×

Higher than 93% of U.S. ZIP codes
Median Income

$107,937

Higher than 86% of U.S. ZIP codes
Median Rent

$1,960

Higher than 91% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.67%

Lower than 72% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

46%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

39%

Climate & weather

Summer Avg High (°F)

94

Winter Avg Low (°F)

40.9

Avg Temperature (°F)

65.4

Hot Days/yr (>90°F)

121.2

Freezing Days/yr (<32°F)

21.7

Annual Precipitation (in)

15.1

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 92040: frequently asked questions

What is the typical home value in ZIP Code 92040?
The estimated median home value in ZIP Code 92040 today is $826,993, higher than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 92040?
The median annual property tax in ZIP Code 92040 is $4,803, an effective rate of 0.66% of home value.
Is ZIP Code 92040 expensive to live in?
Homes in ZIP Code 92040 cost about 6.7× the median household income, higher than 93% of U.S. ZIP codes.
What is the average rent in ZIP Code 92040?
The median gross rent in ZIP Code 92040 is $1,960 a month, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92040?
Home prices in ZIP Code 92040 have moved 50% over the past five years (0.67% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 92040?
ZIP Code 92040 has a population of 46,216, about 687.78 people per square mile, per the U.S. Census American Community Survey. The median age is 39.
What is the weather like in ZIP Code 92040?
ZIP Code 92040 averages 65.4°F year-round, summer highs near 94°F, winter lows around 40.9°F (NOAA 1991–2020 normals).
Is ZIP Code 92040 at risk of flooding or natural disasters?
ZIP Code 92040's FEMA National Risk Index score is 74.2 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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