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ZIP Code 92040

San Diego, California

FIPS 92040

Juniper

ZIP Code 92040 is in the top 28% nationally for HPI growth 5yr %, but in the bottom 6% nationally for price-to-income ratio. It also sits in the 95th percentile nationally for median home value. And it sits in the 93th percentile nationally for median rent.

Median Home Value

$723,200

Higher than 95% of U.S. ZIP codes

HPI Growth 5yr %

50%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

82.3

Higher than 73% of U.S. ZIP codes

The basics

Total Population

46,216

Median Age

39

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$723,200

Higher than 95%

Median Property Tax

$4,803

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.7

Higher than 94%

Median Rent

$1,960

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

50%

Higher than 72%

Appreciation 1yr %

0.67%

Higher than 68%

Pandemic Gain %

46%

Recession Drop %

-39%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

94

Winter Avg Low (°F)

40.9

Avg Temperature (°F)

65.4

Hot Days/yr (>90°F)

121.2

Freezing Days/yr (<32°F)

21.7

Annual Precipitation (in)

15.1

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

82.3

Higher than 73%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 92040: frequently asked questions

What is the median home value in ZIP Code 92040?
The median home value in ZIP Code 92040 is $723,200, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 92040?
The median annual property tax in ZIP Code 92040 is $4,803, an effective rate of 1% of home value.
Is ZIP Code 92040 expensive to live in?
Homes in ZIP Code 92040 cost about 6.7× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 92040?
The median gross rent in ZIP Code 92040 is $1,960 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92040?
Home prices in ZIP Code 92040 have moved 50% over the past five years (0.67% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 92040?
ZIP Code 92040 averages 65.4°F year-round, summer highs near 94°F, winter lows around 40.9°F (NOAA 1991–2020 normals).
Is ZIP Code 92040 at risk of flooding or natural disasters?
ZIP Code 92040's FEMA National Risk Index score is 82.3 (higher than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →