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ZIP Code 92086

San Diego, California

ZCTA 92086

Juniper

ZIP Code 92086 is in the highest 1% nationally for FEMA risk score. It also sits in the highest 7% nationally for home price against income. And it sits in the highest 16% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$389,708

Higher than 59% of U.S. ZIP codes
Home Price Growth, Past Five Years

46%

Lower than 67% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

100

Higher than 99% of U.S. ZIP codes

The boundary of ZIP Code 92086, in San Diego, California.

The basics

Total Population

1,406

Median Age

60.8

Population Density

6.35

Home values & property tax

Median Property Tax

$2,333

Property Tax Rateyearly tax as a share of home value

0.6%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

6.72×

Higher than 93% of U.S. ZIP codes
Median Income

$57,431

Lower than 75% of U.S. ZIP codes
Median Rent

$1,418

Higher than 75% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.8%

Higher than 84% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

55%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

40%

Climate & weather

Summer Avg High (°F)

90

Winter Avg Low (°F)

30.9

Avg Temperature (°F)

57.5

Hot Days/yr (>90°F)

87.7

Freezing Days/yr (<32°F)

105.2

Annual Precipitation (in)

25.2

Annual Snowfall (in)

26.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 92086: frequently asked questions

What is the typical home value in ZIP Code 92086?
The estimated median home value in ZIP Code 92086 today is $389,708, higher than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 92086?
The median annual property tax in ZIP Code 92086 is $2,333, an effective rate of 0.6% of home value.
Is ZIP Code 92086 expensive to live in?
Homes in ZIP Code 92086 cost about 6.72× the median household income, higher than 93% of U.S. ZIP codes.
What is the average rent in ZIP Code 92086?
The median gross rent in ZIP Code 92086 is $1,418 a month, higher than 75% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92086?
Home prices in ZIP Code 92086 have moved 46% over the past five years (8.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 92086?
ZIP Code 92086 has a population of 1,406, about 6.35 people per square mile, per the U.S. Census American Community Survey. The median age is 60.8.
What is the weather like in ZIP Code 92086?
ZIP Code 92086 averages 57.5°F year-round, summer highs near 90°F, winter lows around 30.9°F (NOAA 1991–2020 normals). It sees about 26.2 inches of snow a year.
Is ZIP Code 92086 at risk of flooding or natural disasters?
ZIP Code 92086's FEMA National Risk Index score is 100 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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