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ZIP Code 92102

San Diego, California

ZCTA 92102

Juniper

ZIP Code 92102 is in the lowest 27% nationally for FEMA risk score. It also sits in the highest 2% nationally for home price against income. And it sits in the highest 6% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$872,225

Higher than 94% of U.S. ZIP codes
Home Price Growth, Past Five Years

49%

Lower than 61% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

46.3

Lower than 73% of U.S. ZIP codes

The boundary of ZIP Code 92102, in San Diego, California.

The basics

Total Population

38,901

Median Age

34.3

Population Density

8,662.58

Home values & property tax

Median Property Tax

$3,403

Property Tax Rateyearly tax as a share of home value

0.45%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

9.71×

Higher than 98% of U.S. ZIP codes
Median Income

$77,248

Higher than 58% of U.S. ZIP codes
Median Rent

$1,940

Higher than 91% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.2%

Lower than 82% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

46%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

37%

Climate & weather

Summer Avg High (°F)

74.8

Winter Avg Low (°F)

50.6

Avg Temperature (°F)

64.7

Hot Days/yr (>90°F)

3

Freezing Days/yr (<32°F)

0

Annual Precipitation (in)

12.9

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 92102: frequently asked questions

What is the typical home value in ZIP Code 92102?
The estimated median home value in ZIP Code 92102 today is $872,225, higher than 94% of U.S. ZIP codes.
How much is property tax in ZIP Code 92102?
The median annual property tax in ZIP Code 92102 is $3,403, an effective rate of 0.45% of home value.
Is ZIP Code 92102 expensive to live in?
Homes in ZIP Code 92102 cost about 9.71× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 92102?
The median gross rent in ZIP Code 92102 is $1,940 a month, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92102?
Home prices in ZIP Code 92102 have moved 49% over the past five years (-1.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 92102?
ZIP Code 92102 has a population of 38,901, about 8,662.58 people per square mile, per the U.S. Census American Community Survey. The median age is 34.3.
What is the weather like in ZIP Code 92102?
ZIP Code 92102 averages 64.7°F year-round, summer highs near 74.8°F, winter lows around 50.6°F (NOAA 1991–2020 normals).
Is ZIP Code 92102 at risk of flooding or natural disasters?
ZIP Code 92102's FEMA National Risk Index score is 46.3 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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