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ZIP Code 92103

San Diego, California

ZCTA 92103

Juniper

ZIP Code 92103 is in the lowest 27% nationally for FEMA risk score. It also sits in the highest 1% nationally for typical home value. And it sits in the highest 1% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$1,311,130

Higher than 99% of U.S. ZIP codes
Home Price Growth, Past Five Years

48%

Lower than 62% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

46.3

Lower than 73% of U.S. ZIP codes

The boundary of ZIP Code 92103, in San Diego, California.

The basics

Total Population

34,836

Median Age

40.8

Population Density

9,454.01

Home values & property tax

Median Property Tax

$7,819

Property Tax Rateyearly tax as a share of home value

0.74%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

10.34×

Higher than 99% of U.S. ZIP codes
Median Income

$102,626

Higher than 83% of U.S. ZIP codes
Median Rent

$2,138

Higher than 94% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

3.4%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

29%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

18%

Climate & weather

Summer Avg High (°F)

74.8

Winter Avg Low (°F)

50.6

Avg Temperature (°F)

64.7

Hot Days/yr (>90°F)

3

Freezing Days/yr (<32°F)

0

Annual Precipitation (in)

9.8

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 92103: frequently asked questions

What is the typical home value in ZIP Code 92103?
The estimated median home value in ZIP Code 92103 today is $1,311,130, higher than 99% of U.S. ZIP codes.
How much is property tax in ZIP Code 92103?
The median annual property tax in ZIP Code 92103 is $7,819, an effective rate of 0.74% of home value.
Is ZIP Code 92103 expensive to live in?
Homes in ZIP Code 92103 cost about 10.34× the median household income, higher than 99% of U.S. ZIP codes.
What is the average rent in ZIP Code 92103?
The median gross rent in ZIP Code 92103 is $2,138 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92103?
Home prices in ZIP Code 92103 have moved 48% over the past five years (3.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 92103?
ZIP Code 92103 has a population of 34,836, about 9,454.01 people per square mile, per the U.S. Census American Community Survey. The median age is 40.8.
What is the weather like in ZIP Code 92103?
ZIP Code 92103 averages 64.7°F year-round, summer highs near 74.8°F, winter lows around 50.6°F (NOAA 1991–2020 normals).
Is ZIP Code 92103 at risk of flooding or natural disasters?
ZIP Code 92103's FEMA National Risk Index score is 46.3 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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