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ZIP Code 92104

San Diego, California

FIPS 92104

Juniper

ZIP Code 92104 is in the top 14% nationally for FEMA risk score, but in the bottom 2% nationally for price-to-income ratio. It also sits in the 97th percentile nationally for median home value. And it sits in the 93th percentile nationally for median rent.

Median Home Value

$914,700

Higher than 97% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

28.2

Lower than 86% of U.S. ZIP codes

The basics

Total Population

47,410

Median Age

35.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$914,700

Higher than 97%

Median Property Tax

$4,801

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.73

Higher than 98%

Median Rent

$1,993

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

1.3%

Higher than 70%

Pandemic Gain %

35%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.8

Winter Avg Low (°F)

50.6

Avg Temperature (°F)

64.7

Hot Days/yr (>90°F)

3

Freezing Days/yr (<32°F)

0

Annual Precipitation (in)

12.9

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

28.2

Lower than 86%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 92104: frequently asked questions

What is the median home value in ZIP Code 92104?
The median home value in ZIP Code 92104 is $914,700, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 92104?
The median annual property tax in ZIP Code 92104 is $4,801, an effective rate of 1% of home value.
Is ZIP Code 92104 expensive to live in?
Homes in ZIP Code 92104 cost about 9.73× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 92104?
The median gross rent in ZIP Code 92104 is $1,993 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92104?
Home prices in ZIP Code 92104 have moved 45% over the past five years (1.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 92104?
ZIP Code 92104 averages 64.7°F year-round, summer highs near 74.8°F, winter lows around 50.6°F (NOAA 1991–2020 normals).
Is ZIP Code 92104 at risk of flooding or natural disasters?
ZIP Code 92104's FEMA National Risk Index score is 28.2 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →