← Back to Explorer

ZIP Code 92104

San Diego, California

ZCTA 92104

Juniper

ZIP Code 92104 is in the lowest 10% nationally for FEMA risk score. It also sits in the highest 2% nationally for home price against income. And it sits in the highest 4% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$1,005,380

Higher than 96% of U.S. ZIP codes
Home Price Growth, Past Five Years

45%

Lower than 70% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

27.4

Lower than 90% of U.S. ZIP codes

The boundary of ZIP Code 92104, in San Diego, California.

The basics

Total Population

47,410

Median Age

35.2

Population Density

12,832.41

Home values & property tax

Median Property Tax

$4,801

Property Tax Rateyearly tax as a share of home value

0.52%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

9.73×

Higher than 98% of U.S. ZIP codes
Median Income

$94,014

Higher than 77% of U.S. ZIP codes
Median Rent

$1,993

Higher than 91% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

1.3%

Lower than 68% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

35%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

74.8

Winter Avg Low (°F)

50.6

Avg Temperature (°F)

64.7

Hot Days/yr (>90°F)

3

Freezing Days/yr (<32°F)

0

Annual Precipitation (in)

12.9

Annual Snowfall (in)

0

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 92104: frequently asked questions

What is the typical home value in ZIP Code 92104?
The estimated median home value in ZIP Code 92104 today is $1,005,380, higher than 96% of U.S. ZIP codes.
How much is property tax in ZIP Code 92104?
The median annual property tax in ZIP Code 92104 is $4,801, an effective rate of 0.52% of home value.
Is ZIP Code 92104 expensive to live in?
Homes in ZIP Code 92104 cost about 9.73× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 92104?
The median gross rent in ZIP Code 92104 is $1,993 a month, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92104?
Home prices in ZIP Code 92104 have moved 45% over the past five years (1.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 92104?
ZIP Code 92104 has a population of 47,410, about 12,832.41 people per square mile, per the U.S. Census American Community Survey. The median age is 35.2.
What is the weather like in ZIP Code 92104?
ZIP Code 92104 averages 64.7°F year-round, summer highs near 74.8°F, winter lows around 50.6°F (NOAA 1991–2020 normals).
Is ZIP Code 92104 at risk of flooding or natural disasters?
ZIP Code 92104's FEMA National Risk Index score is 27.4 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer