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ZIP Code 92128

San Diego, California

FIPS 92128

Juniper

ZIP Code 92128 is in the top 25% nationally for FEMA risk score, but in the bottom 5% nationally for price-to-income ratio. It also sits in the 99th percentile nationally for median rent. And it sits in the 97th percentile nationally for median home value.

Median Home Value

$927,100

Higher than 97% of U.S. ZIP codes

HPI Growth 5yr %

44%

Higher than 66% of U.S. ZIP codes

FEMA Risk Score

42.1

Lower than 75% of U.S. ZIP codes

The basics

Total Population

48,992

Median Age

44.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$927,100

Higher than 97%

Median Property Tax

$6,336

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.07

Higher than 95%

Median Rent

$2,902

Higher than 99%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

44%

Higher than 66%

Appreciation 1yr %

-19%

Higher than 56%

Pandemic Gain %

35%

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.1

Winter Avg Low (°F)

45.4

Avg Temperature (°F)

63.5

Hot Days/yr (>90°F)

21

Freezing Days/yr (<32°F)

0.6

Annual Precipitation (in)

14.6

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

42.1

Lower than 75%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 92128: frequently asked questions

What is the median home value in ZIP Code 92128?
The median home value in ZIP Code 92128 is $927,100, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 92128?
The median annual property tax in ZIP Code 92128 is $6,336, an effective rate of 1% of home value.
Is ZIP Code 92128 expensive to live in?
Homes in ZIP Code 92128 cost about 7.07× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 92128?
The median gross rent in ZIP Code 92128 is $2,902 a month, higher than 99% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 92128?
Home prices in ZIP Code 92128 have moved 44% over the past five years (-19% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 92128?
ZIP Code 92128 averages 63.5°F year-round, summer highs near 80.1°F, winter lows around 45.4°F (NOAA 1991–2020 normals).
Is ZIP Code 92128 at risk of flooding or natural disasters?
ZIP Code 92128's FEMA National Risk Index score is 42.1 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →