Back to Explorer

ZIP Code 93405

San Luis Obispo, California

FIPS 93405

Juniper

ZIP Code 93405 is in the top 22% nationally for appreciation 1yr %, but in the bottom 1% nationally for price-to-income ratio. It also sits in the 97th percentile nationally for median home value. And it sits in the 94th percentile nationally for median rent.

Median Home Value

$949,700

Higher than 97% of U.S. ZIP codes

HPI Growth 5yr %

44%

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

74.6

Higher than 62% of U.S. ZIP codes

The basics

Total Population

25,002

Median Age

22.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$949,700

Higher than 97%

Median Property Tax

$5,512

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

15.72

Higher than 100%

Median Rent

$2,020

Higher than 94%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

44%

Higher than 65%

Appreciation 1yr %

3.6%

Higher than 78%

Pandemic Gain %

36%

Recession Drop %

-27%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.9

Winter Avg Low (°F)

44

Avg Temperature (°F)

60.5

Hot Days/yr (>90°F)

18.7

Freezing Days/yr (<32°F)

2.6

Annual Precipitation (in)

22.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

74.6

Higher than 62%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 93405: frequently asked questions

What is the median home value in ZIP Code 93405?
The median home value in ZIP Code 93405 is $949,700, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 93405?
The median annual property tax in ZIP Code 93405 is $5,512, an effective rate of 1% of home value.
Is ZIP Code 93405 expensive to live in?
Homes in ZIP Code 93405 cost about 15.72× the median household income, higher than 100% of U.S. ZIP codes.
What is the average rent in ZIP Code 93405?
The median gross rent in ZIP Code 93405 is $2,020 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 93405?
Home prices in ZIP Code 93405 have moved 44% over the past five years (3.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 93405?
ZIP Code 93405 averages 60.5°F year-round, summer highs near 77.9°F, winter lows around 44°F (NOAA 1991–2020 normals).
Is ZIP Code 93405 at risk of flooding or natural disasters?
ZIP Code 93405's FEMA National Risk Index score is 74.6 (higher than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →