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ZIP Code 93465

San Luis Obispo, California

FIPS 93465

Juniper

ZIP Code 93465 is in the top 29% nationally for appreciation 1yr %, but in the bottom 6% nationally for price-to-income ratio. It also sits in the 98th percentile nationally for median rent. And it sits in the 97th percentile nationally for median home value.

Median Home Value

$870,100

Higher than 97% of U.S. ZIP codes

HPI Growth 5yr %

46%

Higher than 68% of U.S. ZIP codes

FEMA Risk Score

94.2

Higher than 91% of U.S. ZIP codes

The basics

Total Population

11,039

Median Age

43

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$870,100

Higher than 97%

Median Property Tax

$7,190

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.73

Higher than 94%

Median Rent

$2,610

Higher than 98%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

46%

Higher than 68%

Appreciation 1yr %

1.6%

Higher than 71%

Pandemic Gain %

35%

Recession Drop %

-32%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.7

Winter Avg Low (°F)

34.5

Avg Temperature (°F)

59.7

Hot Days/yr (>90°F)

79.5

Freezing Days/yr (<32°F)

54.3

Annual Precipitation (in)

15.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

94.2

Higher than 91%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 93465: frequently asked questions

What is the median home value in ZIP Code 93465?
The median home value in ZIP Code 93465 is $870,100, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 93465?
The median annual property tax in ZIP Code 93465 is $7,190, an effective rate of 1% of home value.
Is ZIP Code 93465 expensive to live in?
Homes in ZIP Code 93465 cost about 6.73× the median household income, higher than 94% of U.S. ZIP codes.
What is the average rent in ZIP Code 93465?
The median gross rent in ZIP Code 93465 is $2,610 a month, higher than 98% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 93465?
Home prices in ZIP Code 93465 have moved 46% over the past five years (1.6% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 93465?
ZIP Code 93465 averages 59.7°F year-round, summer highs near 89.7°F, winter lows around 34.5°F (NOAA 1991–2020 normals).
Is ZIP Code 93465 at risk of flooding or natural disasters?
ZIP Code 93465's FEMA National Risk Index score is 94.2 (higher than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →