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ZIP Code 93445

San Luis Obispo, California

FIPS 93445

Juniper

ZIP Code 93445 is in the bottom 4% nationally for price-to-income ratio. It also sits in the 91th percentile nationally for median home value. And it sits in the 85th percentile nationally for median rent.

Median Home Value

$573,800

Higher than 91% of U.S. ZIP codes

HPI Growth 5yr %

31%

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

57.3

Lower than 60% of U.S. ZIP codes

The basics

Total Population

6,857

Median Age

46.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$573,800

Higher than 91%

Median Property Tax

$2,996

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.94

Higher than 96%

Median Rent

$1,615

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

31%

Higher than 56%

Appreciation 1yr %

-8.1%

Higher than 57%

Pandemic Gain %

47%

Recession Drop %

-45%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

70.7

Winter Avg Low (°F)

44

Avg Temperature (°F)

59.1

Hot Days/yr (>90°F)

3.5

Freezing Days/yr (<32°F)

1.6

Annual Precipitation (in)

17.9

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

57.3

Lower than 60%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 93445: frequently asked questions

What is the median home value in ZIP Code 93445?
The median home value in ZIP Code 93445 is $573,800, higher than 91% of U.S. ZIP codes.
How much is property tax in ZIP Code 93445?
The median annual property tax in ZIP Code 93445 is $2,996, an effective rate of 1% of home value.
Is ZIP Code 93445 expensive to live in?
Homes in ZIP Code 93445 cost about 7.94× the median household income, higher than 96% of U.S. ZIP codes.
What is the average rent in ZIP Code 93445?
The median gross rent in ZIP Code 93445 is $1,615 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 93445?
Home prices in ZIP Code 93445 have moved 31% over the past five years (-8.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 93445?
ZIP Code 93445 averages 59.1°F year-round, summer highs near 70.7°F, winter lows around 44°F (NOAA 1991–2020 normals).
Is ZIP Code 93445 at risk of flooding or natural disasters?
ZIP Code 93445's FEMA National Risk Index score is 57.3 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →