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ZIP Code 93446

San Luis Obispo, California

FIPS 93446

Juniper

ZIP Code 93446 is in the top 27% nationally for appreciation 1yr %, but in the bottom 5% nationally for price-to-income ratio. It also sits in the 94th percentile nationally for median home value. And it sits in the 93th percentile nationally for median rent.

Median Home Value

$707,500

Higher than 94% of U.S. ZIP codes

HPI Growth 5yr %

47%

Higher than 69% of U.S. ZIP codes

FEMA Risk Score

81.6

Higher than 72% of U.S. ZIP codes

The basics

Total Population

45,554

Median Age

41.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$707,500

Higher than 94%

Median Property Tax

$4,709

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.22

Higher than 95%

Median Rent

$1,966

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 69%

Appreciation 1yr %

2.2%

Higher than 73%

Pandemic Gain %

42%

Recession Drop %

-38%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

89.7

Winter Avg Low (°F)

34.5

Avg Temperature (°F)

59.7

Hot Days/yr (>90°F)

79.5

Freezing Days/yr (<32°F)

54.3

Annual Precipitation (in)

15.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

81.6

Higher than 72%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 93446: frequently asked questions

What is the median home value in ZIP Code 93446?
The median home value in ZIP Code 93446 is $707,500, higher than 94% of U.S. ZIP codes.
How much is property tax in ZIP Code 93446?
The median annual property tax in ZIP Code 93446 is $4,709, an effective rate of 1% of home value.
Is ZIP Code 93446 expensive to live in?
Homes in ZIP Code 93446 cost about 7.22× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 93446?
The median gross rent in ZIP Code 93446 is $1,966 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 93446?
Home prices in ZIP Code 93446 have moved 47% over the past five years (2.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 93446?
ZIP Code 93446 averages 59.7°F year-round, summer highs near 89.7°F, winter lows around 34.5°F (NOAA 1991–2020 normals).
Is ZIP Code 93446 at risk of flooding or natural disasters?
ZIP Code 93446's FEMA National Risk Index score is 81.6 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →