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ZIP Code 93428

San Luis Obispo, California

FIPS 93428

Juniper

ZIP Code 93428 is in the top 30% nationally for appreciation 1yr %, but in the bottom 2% nationally for price-to-income ratio. It also sits in the 97th percentile nationally for median home value. And it sits in the 92th percentile nationally for median rent.

Median Home Value

$932,500

Higher than 97% of U.S. ZIP codes

HPI Growth 5yr %

36%

Higher than 59% of U.S. ZIP codes

FEMA Risk Score

73.3

Higher than 60% of U.S. ZIP codes

The basics

Total Population

6,399

Median Age

61.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$932,500

Higher than 97%

Median Property Tax

$6,451

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.35

Higher than 98%

Median Rent

$1,912

Higher than 92%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

36%

Higher than 59%

Appreciation 1yr %

1.3%

Higher than 70%

Pandemic Gain %

33%

Recession Drop %

-28%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.1

Winter Avg Low (°F)

45.9

Avg Temperature (°F)

59.9

Hot Days/yr (>90°F)

15.4

Freezing Days/yr (<32°F)

0.7

Annual Precipitation (in)

29.3

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

73.3

Higher than 60%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 93428: frequently asked questions

What is the median home value in ZIP Code 93428?
The median home value in ZIP Code 93428 is $932,500, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 93428?
The median annual property tax in ZIP Code 93428 is $6,451, an effective rate of 1% of home value.
Is ZIP Code 93428 expensive to live in?
Homes in ZIP Code 93428 cost about 9.35× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 93428?
The median gross rent in ZIP Code 93428 is $1,912 a month, higher than 92% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 93428?
Home prices in ZIP Code 93428 have moved 36% over the past five years (1.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 93428?
ZIP Code 93428 averages 59.9°F year-round, summer highs near 75.1°F, winter lows around 45.9°F (NOAA 1991–2020 normals).
Is ZIP Code 93428 at risk of flooding or natural disasters?
ZIP Code 93428's FEMA National Risk Index score is 73.3 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →