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ZIP Code 95223

Calaveras, California

FIPS 95223

Juniper

ZIP Code 95223 is in the top 38% nationally for appreciation 1yr %, but in the bottom 19% nationally for price-to-income ratio. It also sits in the 87th percentile nationally for median home value. And it sits in the 84th percentile nationally for median rent.

Median Home Value

$476,000

Higher than 87% of U.S. ZIP codes

HPI Growth 5yr %

31%

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

84.9

Higher than 77% of U.S. ZIP codes

The basics

Total Population

3,056

Median Age

63.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$476,000

Higher than 87%

Median Property Tax

$3,294

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.46

Higher than 81%

Median Rent

$1,542

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

31%

Higher than 56%

Appreciation 1yr %

-1.8%

Higher than 62%

Pandemic Gain %

40%

Recession Drop %

-45%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

88

Winter Avg Low (°F)

22.8

Avg Temperature (°F)

51.9

Hot Days/yr (>90°F)

57.3

Freezing Days/yr (<32°F)

153.7

Annual Precipitation (in)

53.5

Annual Snowfall (in)

77.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

84.9

Higher than 77%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95223: frequently asked questions

What is the median home value in ZIP Code 95223?
The median home value in ZIP Code 95223 is $476,000, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 95223?
The median annual property tax in ZIP Code 95223 is $3,294, an effective rate of 1% of home value.
Is ZIP Code 95223 expensive to live in?
Homes in ZIP Code 95223 cost about 4.46× the median household income, higher than 81% of U.S. ZIP codes.
What is the average rent in ZIP Code 95223?
The median gross rent in ZIP Code 95223 is $1,542 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95223?
Home prices in ZIP Code 95223 have moved 31% over the past five years (-1.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95223?
ZIP Code 95223 averages 51.9°F year-round, summer highs near 88°F, winter lows around 22.8°F (NOAA 1991–2020 normals). It sees about 77.1 inches of snow a year.
Is ZIP Code 95223 at risk of flooding or natural disasters?
ZIP Code 95223's FEMA National Risk Index score is 84.9 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →