The basics
Total Population
4,611
Median Age
51.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$484,500
Median Property Tax
$3,649
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.49
Median Rent
$2,077
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
33%
Appreciation 1yr %
6.2%
Pandemic Gain %
40%
Recession Drop %
-53%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.2
Winter Avg Low (°F)
38.6
Avg Temperature (°F)
63
Hot Days/yr (>90°F)
98.4
Freezing Days/yr (<32°F)
13
Annual Precipitation (in)
29.8
Annual Snowfall (in)
0.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
92.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95228: frequently asked questions
- What is the median home value in ZIP Code 95228?
- The median home value in ZIP Code 95228 is $484,500, higher than 87% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95228?
- The median annual property tax in ZIP Code 95228 is $3,649, an effective rate of 1% of home value.
- Is ZIP Code 95228 expensive to live in?
- Homes in ZIP Code 95228 cost about 4.49× the median household income, higher than 81% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95228?
- The median gross rent in ZIP Code 95228 is $2,077 a month, higher than 94% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95228?
- Home prices in ZIP Code 95228 have moved 33% over the past five years (6.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95228?
- ZIP Code 95228 averages 63°F year-round, summer highs near 94.2°F, winter lows around 38.6°F (NOAA 1991–2020 normals). It sees about 0.2 inches of snow a year.
- Is ZIP Code 95228 at risk of flooding or natural disasters?
- ZIP Code 95228's FEMA National Risk Index score is 92.5 (higher than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →