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ZIP Code 95324

Merced, California

FIPS 95324

Juniper

ZIP Code 95324 is in the top 12% nationally for appreciation 1yr %, but in the bottom 8% nationally for price-to-income ratio. It also sits in the bottom 13% nationally for FEMA risk score. And it sits in the 86th percentile nationally for median home value.

Median Home Value

$462,900

Higher than 86% of U.S. ZIP codes

HPI Growth 5yr %

43%

Higher than 65% of U.S. ZIP codes

FEMA Risk Score

91.2

Higher than 87% of U.S. ZIP codes

The basics

Total Population

7,636

Median Age

38.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$462,900

Higher than 86%

Median Property Tax

$2,906

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.07

Higher than 92%

Median Rent

$1,413

Higher than 80%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

43%

Higher than 65%

Appreciation 1yr %

6.4%

Higher than 88%

Pandemic Gain %

35%

Recession Drop %

-50%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.8

Winter Avg Low (°F)

43.1

Avg Temperature (°F)

64

Hot Days/yr (>90°F)

80.1

Freezing Days/yr (<32°F)

7

Annual Precipitation (in)

12.4

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

91.2

Higher than 87%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95324: frequently asked questions

What is the median home value in ZIP Code 95324?
The median home value in ZIP Code 95324 is $462,900, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 95324?
The median annual property tax in ZIP Code 95324 is $2,906, an effective rate of 1% of home value.
Is ZIP Code 95324 expensive to live in?
Homes in ZIP Code 95324 cost about 6.07× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 95324?
The median gross rent in ZIP Code 95324 is $1,413 a month, higher than 80% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95324?
Home prices in ZIP Code 95324 have moved 43% over the past five years (6.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95324?
ZIP Code 95324 averages 64°F year-round, summer highs near 90.8°F, winter lows around 43.1°F (NOAA 1991–2020 normals).
Is ZIP Code 95324 at risk of flooding or natural disasters?
ZIP Code 95324's FEMA National Risk Index score is 91.2 (higher than 87% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →