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ZIP Code 95340

Merced, California

FIPS 95340

Juniper

ZIP Code 95340 is in the top 31% nationally for appreciation 1yr %, but in the bottom 11% nationally for price-to-income ratio. It also sits in the 81th percentile nationally for median home value. And it sits in the 77th percentile nationally for median rent.

Median Home Value

$399,100

Higher than 81% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

52.8

Lower than 65% of U.S. ZIP codes

The basics

Total Population

38,303

Median Age

32.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$399,100

Higher than 81%

Median Property Tax

$2,792

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.61

Higher than 89%

Median Rent

$1,317

Higher than 77%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

1.1%

Higher than 69%

Pandemic Gain %

43%

Recession Drop %

-61%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

92.6

Winter Avg Low (°F)

37.4

Avg Temperature (°F)

61.6

Hot Days/yr (>90°F)

106.4

Freezing Days/yr (<32°F)

24.3

Annual Precipitation (in)

12.5

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

52.8

Lower than 65%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95340: frequently asked questions

What is the median home value in ZIP Code 95340?
The median home value in ZIP Code 95340 is $399,100, higher than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 95340?
The median annual property tax in ZIP Code 95340 is $2,792, an effective rate of 1% of home value.
Is ZIP Code 95340 expensive to live in?
Homes in ZIP Code 95340 cost about 5.61× the median household income, higher than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 95340?
The median gross rent in ZIP Code 95340 is $1,317 a month, higher than 77% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95340?
Home prices in ZIP Code 95340 have moved 45% over the past five years (1.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95340?
ZIP Code 95340 averages 61.6°F year-round, summer highs near 92.6°F, winter lows around 37.4°F (NOAA 1991–2020 normals).
Is ZIP Code 95340 at risk of flooding or natural disasters?
ZIP Code 95340's FEMA National Risk Index score is 52.8 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →