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ZIP Code 95348

Merced, California

FIPS 95348

Juniper

ZIP Code 95348 is in the top 34% nationally for HPI growth 5yr %, but in the bottom 9% nationally for price-to-income ratio. It also sits in the 84th percentile nationally for median rent. And it sits in the 80th percentile nationally for median home value.

Median Home Value

$383,600

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 66% of U.S. ZIP codes

FEMA Risk Score

77.3

Higher than 66% of U.S. ZIP codes

The basics

Total Population

37,540

Median Age

31.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$383,600

Higher than 80%

Median Property Tax

$2,753

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.91

Higher than 91%

Median Rent

$1,551

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 66%

Appreciation 1yr %

-0.84%

Higher than 64%

Pandemic Gain %

41%

Recession Drop %

-62%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

92.6

Winter Avg Low (°F)

37.4

Avg Temperature (°F)

61.6

Hot Days/yr (>90°F)

106.4

Freezing Days/yr (<32°F)

24.3

Annual Precipitation (in)

12.5

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

77.3

Higher than 66%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95348: frequently asked questions

What is the median home value in ZIP Code 95348?
The median home value in ZIP Code 95348 is $383,600, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 95348?
The median annual property tax in ZIP Code 95348 is $2,753, an effective rate of 1% of home value.
Is ZIP Code 95348 expensive to live in?
Homes in ZIP Code 95348 cost about 5.91× the median household income, higher than 91% of U.S. ZIP codes.
What is the average rent in ZIP Code 95348?
The median gross rent in ZIP Code 95348 is $1,551 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95348?
Home prices in ZIP Code 95348 have moved 45% over the past five years (-0.84% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95348?
ZIP Code 95348 averages 61.6°F year-round, summer highs near 92.6°F, winter lows around 37.4°F (NOAA 1991–2020 normals).
Is ZIP Code 95348 at risk of flooding or natural disasters?
ZIP Code 95348's FEMA National Risk Index score is 77.3 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →