The basics
Total Population
3,963
Median Age
32.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$266,400
Median Property Tax
$1,737
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.7
Median Rent
$949
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
50%
Recession Drop %
-65%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94
Winter Avg Low (°F)
37.4
Avg Temperature (°F)
62.3
Hot Days/yr (>90°F)
99.8
Freezing Days/yr (<32°F)
27.9
Annual Precipitation (in)
11.8
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
97.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95365: frequently asked questions
- What is the median home value in ZIP Code 95365?
- The median home value in ZIP Code 95365 is $266,400, higher than 64% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95365?
- The median annual property tax in ZIP Code 95365 is $1,737, an effective rate of 1% of home value.
- Is ZIP Code 95365 expensive to live in?
- Homes in ZIP Code 95365 cost about 6.7× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95365?
- The median gross rent in ZIP Code 95365 is $949 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 95365?
- ZIP Code 95365 averages 62.3°F year-round, summer highs near 94°F, winter lows around 37.4°F (NOAA 1991–2020 normals).
- Is ZIP Code 95365 at risk of flooding or natural disasters?
- ZIP Code 95365's FEMA National Risk Index score is 97.5 (higher than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →