The basics
Total Population
2,766
Median Age
42.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$707,200
Median Property Tax
$6,458
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.56
Median Rent
$2,824
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
21%
Pandemic Gain %
19%
Recession Drop %
-44%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.3
Winter Avg Low (°F)
38.8
Avg Temperature (°F)
61.8
Hot Days/yr (>90°F)
83.6
Freezing Days/yr (<32°F)
13.3
Annual Precipitation (in)
42.3
Annual Snowfall (in)
2.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
93.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95445: frequently asked questions
- What is the median home value in ZIP Code 95445?
- The median home value in ZIP Code 95445 is $707,200, higher than 94% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95445?
- The median annual property tax in ZIP Code 95445 is $6,458, an effective rate of 1% of home value.
- Is ZIP Code 95445 expensive to live in?
- Homes in ZIP Code 95445 cost about 5.56× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95445?
- The median gross rent in ZIP Code 95445 is $2,824 a month, higher than 99% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95445?
- Home prices in ZIP Code 95445 have moved 21% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 95445?
- ZIP Code 95445 averages 61.8°F year-round, summer highs near 92.3°F, winter lows around 38.8°F (NOAA 1991–2020 normals). It sees about 2.5 inches of snow a year.
- Is ZIP Code 95445 at risk of flooding or natural disasters?
- ZIP Code 95445's FEMA National Risk Index score is 93.7 (higher than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →