The basics
Total Population
37,409
Median Age
33.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$503,100
Median Property Tax
$3,812
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.75
Median Rent
$1,456
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
21%
Appreciation 1yr %
-0.43%
Pandemic Gain %
22%
Recession Drop %
-32%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.9
Winter Avg Low (°F)
36.9
Avg Temperature (°F)
61.6
Hot Days/yr (>90°F)
99.3
Freezing Days/yr (<32°F)
39.6
Annual Precipitation (in)
27.4
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
84.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95928: frequently asked questions
- What is the median home value in ZIP Code 95928?
- The median home value in ZIP Code 95928 is $503,100, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95928?
- The median annual property tax in ZIP Code 95928 is $3,812, an effective rate of 1% of home value.
- Is ZIP Code 95928 expensive to live in?
- Homes in ZIP Code 95928 cost about 7.75× the median household income, higher than 96% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95928?
- The median gross rent in ZIP Code 95928 is $1,456 a month, higher than 82% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95928?
- Home prices in ZIP Code 95928 have moved 21% over the past five years (-0.43% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95928?
- ZIP Code 95928 averages 61.6°F year-round, summer highs near 92.9°F, winter lows around 36.9°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 95928 at risk of flooding or natural disasters?
- ZIP Code 95928's FEMA National Risk Index score is 84.5 (higher than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →