The basics
Total Population
3,943
Median Age
44
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$611,700
Median Property Tax
$3,813
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.37
Median Rent
$1,138
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
18%
Appreciation 1yr %
1.3%
Pandemic Gain %
25%
Recession Drop %
-33%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
92.9
Winter Avg Low (°F)
36.9
Avg Temperature (°F)
61.6
Hot Days/yr (>90°F)
99.3
Freezing Days/yr (<32°F)
39.6
Annual Precipitation (in)
27.4
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95938: frequently asked questions
- What is the median home value in ZIP Code 95938?
- The median home value in ZIP Code 95938 is $611,700, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95938?
- The median annual property tax in ZIP Code 95938 is $3,813, an effective rate of 1% of home value.
- Is ZIP Code 95938 expensive to live in?
- Homes in ZIP Code 95938 cost about 7.37× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95938?
- The median gross rent in ZIP Code 95938 is $1,138 a month, higher than 69% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95938?
- Home prices in ZIP Code 95938 have moved 18% over the past five years (1.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95938?
- ZIP Code 95938 averages 61.6°F year-round, summer highs near 92.9°F, winter lows around 36.9°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 95938 at risk of flooding or natural disasters?
- ZIP Code 95938's FEMA National Risk Index score is 99.5 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →