The basics
Total Population
21,181
Median Age
35.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$308,500
Median Property Tax
$2,046
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.8
Median Rent
$1,191
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
30%
Appreciation 1yr %
6.5%
Pandemic Gain %
28%
Recession Drop %
-49%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
94.5
Winter Avg Low (°F)
40.7
Avg Temperature (°F)
63.5
Hot Days/yr (>90°F)
96.7
Freezing Days/yr (<32°F)
16.1
Annual Precipitation (in)
30.6
Annual Snowfall (in)
0.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
81.3
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95965: frequently asked questions
- What is the median home value in ZIP Code 95965?
- The median home value in ZIP Code 95965 is $308,500, higher than 71% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95965?
- The median annual property tax in ZIP Code 95965 is $2,046, an effective rate of 1% of home value.
- Is ZIP Code 95965 expensive to live in?
- Homes in ZIP Code 95965 cost about 5.8× the median household income, higher than 90% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95965?
- The median gross rent in ZIP Code 95965 is $1,191 a month, higher than 72% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95965?
- Home prices in ZIP Code 95965 have moved 30% over the past five years (6.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95965?
- ZIP Code 95965 averages 63.5°F year-round, summer highs near 94.5°F, winter lows around 40.7°F (NOAA 1991–2020 normals). It sees about 0.1 inches of snow a year.
- Is ZIP Code 95965 at risk of flooding or natural disasters?
- ZIP Code 95965's FEMA National Risk Index score is 81.3 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →