The basics
Total Population
23,562
Median Age
51.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$713,100
Median Property Tax
$4,859
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.39
Median Rent
$1,691
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
56%
Appreciation 1yr %
8.8%
Pandemic Gain %
48%
Recession Drop %
-24%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
73.2
Winter Avg Low (°F)
36.7
Avg Temperature (°F)
52.8
Hot Days/yr (>90°F)
0.6
Freezing Days/yr (<32°F)
30.1
Annual Precipitation (in)
29
Annual Snowfall (in)
5.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
25.9
EAL Flood/Coastal per $1K
0.03
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98221: frequently asked questions
- What is the median home value in ZIP Code 98221?
- The median home value in ZIP Code 98221 is $713,100, higher than 95% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98221?
- The median annual property tax in ZIP Code 98221 is $4,859, an effective rate of 1% of home value.
- Is ZIP Code 98221 expensive to live in?
- Homes in ZIP Code 98221 cost about 7.39× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98221?
- The median gross rent in ZIP Code 98221 is $1,691 a month, higher than 87% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98221?
- Home prices in ZIP Code 98221 have moved 56% over the past five years (8.8% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98221?
- ZIP Code 98221 averages 52.8°F year-round, summer highs near 73.2°F, winter lows around 36.7°F (NOAA 1991–2020 normals). It sees about 5.8 inches of snow a year.
- Is ZIP Code 98221 at risk of flooding or natural disasters?
- ZIP Code 98221's FEMA National Risk Index score is 25.9 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.03 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →