The basics
Total Population
4,054
Median Age
50.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$782,200
Median Property Tax
$5,606
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.48
Median Rent
$1,640
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
68%
Appreciation 1yr %
2.5%
Pandemic Gain %
81%
Recession Drop %
-21%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
72.4
Winter Avg Low (°F)
35.1
Avg Temperature (°F)
51.5
Hot Days/yr (>90°F)
0.3
Freezing Days/yr (<32°F)
46.3
Annual Precipitation (in)
29
Annual Snowfall (in)
5.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
72.7
EAL Flood/Coastal per $1K
1.27
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98232: frequently asked questions
- What is the median home value in ZIP Code 98232?
- The median home value in ZIP Code 98232 is $782,200, higher than 96% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98232?
- The median annual property tax in ZIP Code 98232 is $5,606, an effective rate of 1% of home value.
- Is ZIP Code 98232 expensive to live in?
- Homes in ZIP Code 98232 cost about 7.48× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98232?
- The median gross rent in ZIP Code 98232 is $1,640 a month, higher than 86% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98232?
- Home prices in ZIP Code 98232 have moved 68% over the past five years (2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98232?
- ZIP Code 98232 averages 51.5°F year-round, summer highs near 72.4°F, winter lows around 35.1°F (NOAA 1991–2020 normals). It sees about 5.7 inches of snow a year.
- Is ZIP Code 98232 at risk of flooding or natural disasters?
- ZIP Code 98232's FEMA National Risk Index score is 72.7 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 1.27 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →