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ZIP Code 98312

Kitsap, Washington

FIPS 98312

Juniper

ZIP Code 98312 is in the top 13% nationally for appreciation 1yr %, but in the bottom 13% nationally for price-to-income ratio. It also sits in the 89th percentile nationally for median rent. And it sits in the 87th percentile nationally for median home value.

Median Home Value

$473,100

Higher than 87% of U.S. ZIP codes

HPI Growth 5yr %

42%

Higher than 64% of U.S. ZIP codes

FEMA Risk Score

72.7

Higher than 60% of U.S. ZIP codes

The basics

Total Population

36,307

Median Age

36.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$473,100

Higher than 87%

Median Property Tax

$3,755

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.23

Higher than 87%

Median Rent

$1,739

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

42%

Higher than 64%

Appreciation 1yr %

6.2%

Higher than 87%

Pandemic Gain %

44%

Recession Drop %

-30%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

74.7

Winter Avg Low (°F)

35.3

Avg Temperature (°F)

52.3

Hot Days/yr (>90°F)

4

Freezing Days/yr (<32°F)

42.1

Annual Precipitation (in)

56.9

Annual Snowfall (in)

3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

72.7

Higher than 60%

EAL Flood/Coastal per $1K

0.05

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 98312: frequently asked questions

What is the median home value in ZIP Code 98312?
The median home value in ZIP Code 98312 is $473,100, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 98312?
The median annual property tax in ZIP Code 98312 is $3,755, an effective rate of 1% of home value.
Is ZIP Code 98312 expensive to live in?
Homes in ZIP Code 98312 cost about 5.23× the median household income, higher than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 98312?
The median gross rent in ZIP Code 98312 is $1,739 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98312?
Home prices in ZIP Code 98312 have moved 42% over the past five years (6.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 98312?
ZIP Code 98312 averages 52.3°F year-round, summer highs near 74.7°F, winter lows around 35.3°F (NOAA 1991–2020 normals). It sees about 3 inches of snow a year.
Is ZIP Code 98312 at risk of flooding or natural disasters?
ZIP Code 98312's FEMA National Risk Index score is 72.7 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.05 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →