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ZIP Code 98312

Kitsap, Washington

ZCTA 98312

Juniper

ZIP Code 98312 is in the 86th percentile nationally for home price against income. It also sits in the highest 15% nationally for median rent. And it sits in the highest 24% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$507,322

Higher than 76% of U.S. ZIP codes
Home Price Growth, Past Five Years

42%

Lower than 76% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

72

Higher than 59% of U.S. ZIP codes

The boundary of ZIP Code 98312, in Kitsap, Washington.

The basics

Total Population

36,307

Median Age

36.8

Population Density

552.26

Home values & property tax

Median Property Tax

$3,755

Property Tax Rateyearly tax as a share of home value

0.79%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.23×

Higher than 86% of U.S. ZIP codes
Median Income

$90,449

Higher than 73% of U.S. ZIP codes
Median Rent

$1,739

Higher than 85% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.2%

Higher than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

44%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

30%

Climate & weather

Summer Avg High (°F)

74.7

Winter Avg Low (°F)

35.3

Avg Temperature (°F)

52.3

Hot Days/yr (>90°F)

4

Freezing Days/yr (<32°F)

42.1

Annual Precipitation (in)

56.9

Annual Snowfall (in)

3

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.05

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98312: frequently asked questions

What is the typical home value in ZIP Code 98312?
The estimated median home value in ZIP Code 98312 today is $507,322, higher than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 98312?
The median annual property tax in ZIP Code 98312 is $3,755, an effective rate of 0.79% of home value.
Is ZIP Code 98312 expensive to live in?
Homes in ZIP Code 98312 cost about 5.23× the median household income, higher than 86% of U.S. ZIP codes.
What is the average rent in ZIP Code 98312?
The median gross rent in ZIP Code 98312 is $1,739 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98312?
Home prices in ZIP Code 98312 have moved 42% over the past five years (6.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 98312?
ZIP Code 98312 has a population of 36,307, about 552.26 people per square mile, per the U.S. Census American Community Survey. The median age is 36.8.
What is the weather like in ZIP Code 98312?
ZIP Code 98312 averages 52.3°F year-round, summer highs near 74.7°F, winter lows around 35.3°F (NOAA 1991–2020 normals). It sees about 3 inches of snow a year.
Is ZIP Code 98312 at risk of flooding or natural disasters?
ZIP Code 98312's FEMA National Risk Index score is 72 (higher than 59% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is $0.05 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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