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ZIP Code 98346

Kitsap, Washington

FIPS 98346

Juniper

ZIP Code 98346 is in the top 23% nationally for appreciation 1yr %, but in the bottom 12% nationally for price-to-income ratio. It also sits in the 92th percentile nationally for median home value. And it sits in the 85th percentile nationally for median rent.

Median Home Value

$612,800

Higher than 92% of U.S. ZIP codes

HPI Growth 5yr %

40%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

81.8

Higher than 72% of U.S. ZIP codes

The basics

Total Population

9,920

Median Age

47.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$612,800

Higher than 92%

Median Property Tax

$4,597

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.34

Higher than 88%

Median Rent

$1,591

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

40%

Higher than 62%

Appreciation 1yr %

3.3%

Higher than 77%

Pandemic Gain %

44%

Recession Drop %

-31%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

70.6

Winter Avg Low (°F)

36.5

Avg Temperature (°F)

51.4

Hot Days/yr (>90°F)

0.5

Freezing Days/yr (<32°F)

28.8

Annual Precipitation (in)

37.3

Annual Snowfall (in)

3.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

81.8

Higher than 72%

EAL Flood/Coastal per $1K

0.08

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 98346: frequently asked questions

What is the median home value in ZIP Code 98346?
The median home value in ZIP Code 98346 is $612,800, higher than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 98346?
The median annual property tax in ZIP Code 98346 is $4,597, an effective rate of 1% of home value.
Is ZIP Code 98346 expensive to live in?
Homes in ZIP Code 98346 cost about 5.34× the median household income, higher than 88% of U.S. ZIP codes.
What is the average rent in ZIP Code 98346?
The median gross rent in ZIP Code 98346 is $1,591 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98346?
Home prices in ZIP Code 98346 have moved 40% over the past five years (3.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 98346?
ZIP Code 98346 averages 51.4°F year-round, summer highs near 70.6°F, winter lows around 36.5°F (NOAA 1991–2020 normals). It sees about 3.8 inches of snow a year.
Is ZIP Code 98346 at risk of flooding or natural disasters?
ZIP Code 98346's FEMA National Risk Index score is 81.8 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.08 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →