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ZIP Code 98346

Kitsap, Washington

ZCTA 98346

Juniper

ZIP Code 98346 is in the highest 34% nationally for FEMA risk score. It also sits in the highest 11% nationally for median income. And it sits in the highest 13% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$626,937

Higher than 85% of U.S. ZIP codes
Home Price Growth, Past Five Years

40%

Lower than 81% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

77.7

Higher than 66% of U.S. ZIP codes

The boundary of ZIP Code 98346, in Kitsap, Washington.

The basics

Total Population

9,920

Median Age

47.3

Population Density

340.79

Home values & property tax

Median Property Tax

$4,597

Property Tax Rateyearly tax as a share of home value

0.75%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.34×

Higher than 87% of U.S. ZIP codes
Median Income

$114,779

Higher than 89% of U.S. ZIP codes
Median Rent

$1,591

Higher than 80% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

3.3%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

44%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

31%

Climate & weather

Summer Avg High (°F)

70.6

Winter Avg Low (°F)

36.5

Avg Temperature (°F)

51.4

Hot Days/yr (>90°F)

0.5

Freezing Days/yr (<32°F)

28.8

Annual Precipitation (in)

37.3

Annual Snowfall (in)

3.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.1

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98346: frequently asked questions

What is the typical home value in ZIP Code 98346?
The estimated median home value in ZIP Code 98346 today is $626,937, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 98346?
The median annual property tax in ZIP Code 98346 is $4,597, an effective rate of 0.75% of home value.
Is ZIP Code 98346 expensive to live in?
Homes in ZIP Code 98346 cost about 5.34× the median household income, higher than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 98346?
The median gross rent in ZIP Code 98346 is $1,591 a month, higher than 80% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98346?
Home prices in ZIP Code 98346 have moved 40% over the past five years (3.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 98346?
ZIP Code 98346 has a population of 9,920, about 340.79 people per square mile, per the U.S. Census American Community Survey. The median age is 47.3.
What is the weather like in ZIP Code 98346?
ZIP Code 98346 averages 51.4°F year-round, summer highs near 70.6°F, winter lows around 36.5°F (NOAA 1991–2020 normals). It sees about 3.8 inches of snow a year.
Is ZIP Code 98346 at risk of flooding or natural disasters?
ZIP Code 98346's FEMA National Risk Index score is 77.7 (higher than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is $0.1 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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