The basics
Total Population
9,920
Median Age
47.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$612,800
Median Property Tax
$4,597
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.34
Median Rent
$1,591
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
40%
Appreciation 1yr %
3.3%
Pandemic Gain %
44%
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
70.6
Winter Avg Low (°F)
36.5
Avg Temperature (°F)
51.4
Hot Days/yr (>90°F)
0.5
Freezing Days/yr (<32°F)
28.8
Annual Precipitation (in)
37.3
Annual Snowfall (in)
3.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
81.8
EAL Flood/Coastal per $1K
0.08
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98346: frequently asked questions
- What is the median home value in ZIP Code 98346?
- The median home value in ZIP Code 98346 is $612,800, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98346?
- The median annual property tax in ZIP Code 98346 is $4,597, an effective rate of 1% of home value.
- Is ZIP Code 98346 expensive to live in?
- Homes in ZIP Code 98346 cost about 5.34× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98346?
- The median gross rent in ZIP Code 98346 is $1,591 a month, higher than 85% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98346?
- Home prices in ZIP Code 98346 have moved 40% over the past five years (3.3% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98346?
- ZIP Code 98346 averages 51.4°F year-round, summer highs near 70.6°F, winter lows around 36.5°F (NOAA 1991–2020 normals). It sees about 3.8 inches of snow a year.
- Is ZIP Code 98346 at risk of flooding or natural disasters?
- ZIP Code 98346's FEMA National Risk Index score is 81.8 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.08 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →