The basics
Total Population
21,718
Median Age
46.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$656,600
Median Property Tax
$6,182
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.95
Median Rent
$1,909
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
43%
Appreciation 1yr %
3.1%
Pandemic Gain %
43%
Recession Drop %
-29%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
73.6
Winter Avg Low (°F)
36.4
Avg Temperature (°F)
51.9
Hot Days/yr (>90°F)
1.9
Freezing Days/yr (<32°F)
21.4
Annual Precipitation (in)
45.5
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
80.5
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98407: frequently asked questions
- What is the median home value in ZIP Code 98407?
- The median home value in ZIP Code 98407 is $656,600, higher than 93% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98407?
- The median annual property tax in ZIP Code 98407 is $6,182, an effective rate of 1% of home value.
- Is ZIP Code 98407 expensive to live in?
- Homes in ZIP Code 98407 cost about 5.95× the median household income, higher than 91% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98407?
- The median gross rent in ZIP Code 98407 is $1,909 a month, higher than 92% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98407?
- Home prices in ZIP Code 98407 have moved 43% over the past five years (3.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98407?
- ZIP Code 98407 averages 51.9°F year-round, summer highs near 73.6°F, winter lows around 36.4°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 98407 at risk of flooding or natural disasters?
- ZIP Code 98407's FEMA National Risk Index score is 80.5 (higher than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →