The basics
Total Population
27,843
Median Age
33.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$394,500
Median Property Tax
$3,458
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.38
Median Rent
$1,645
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
42%
Appreciation 1yr %
2.5%
Pandemic Gain %
47%
Recession Drop %
-39%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.9
Winter Avg Low (°F)
37.3
Avg Temperature (°F)
53.7
Hot Days/yr (>90°F)
0.6
Freezing Days/yr (<32°F)
27.2
Annual Precipitation (in)
40.8
Annual Snowfall (in)
5.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
69.8
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98409: frequently asked questions
- What is the median home value in ZIP Code 98409?
- The median home value in ZIP Code 98409 is $394,500, higher than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98409?
- The median annual property tax in ZIP Code 98409 is $3,458, an effective rate of 1% of home value.
- Is ZIP Code 98409 expensive to live in?
- Homes in ZIP Code 98409 cost about 5.38× the median household income, higher than 88% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98409?
- The median gross rent in ZIP Code 98409 is $1,645 a month, higher than 86% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98409?
- Home prices in ZIP Code 98409 have moved 42% over the past five years (2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98409?
- ZIP Code 98409 averages 53.7°F year-round, summer highs near 74.9°F, winter lows around 37.3°F (NOAA 1991–2020 normals). It sees about 5.6 inches of snow a year.
- Is ZIP Code 98409 at risk of flooding or natural disasters?
- ZIP Code 98409's FEMA National Risk Index score is 69.8 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →