The basics
Total Population
30,607
Median Age
44.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$599,200
Median Property Tax
$4,960
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.58
Median Rent
$1,664
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
43%
Appreciation 1yr %
2.5%
Pandemic Gain %
40%
Recession Drop %
-28%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75.9
Winter Avg Low (°F)
31.8
Avg Temperature (°F)
51
Hot Days/yr (>90°F)
9.6
Freezing Days/yr (<32°F)
66
Annual Precipitation (in)
43.9
Annual Snowfall (in)
0.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
54.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 98685: frequently asked questions
- What is the median home value in ZIP Code 98685?
- The median home value in ZIP Code 98685 is $599,200, higher than 92% of U.S. ZIP codes.
- How much is property tax in ZIP Code 98685?
- The median annual property tax in ZIP Code 98685 is $4,960, an effective rate of 1% of home value.
- Is ZIP Code 98685 expensive to live in?
- Homes in ZIP Code 98685 cost about 4.58× the median household income, higher than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 98685?
- The median gross rent in ZIP Code 98685 is $1,664 a month, higher than 87% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 98685?
- Home prices in ZIP Code 98685 have moved 43% over the past five years (2.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 98685?
- ZIP Code 98685 averages 51°F year-round, summer highs near 75.9°F, winter lows around 31.8°F (NOAA 1991–2020 normals). It sees about 0.8 inches of snow a year.
- Is ZIP Code 98685 at risk of flooding or natural disasters?
- ZIP Code 98685's FEMA National Risk Index score is 54.6 (lower than 63% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →