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St. Charles County, Missouri

FIPS 29183

Juniper

St. Charles County is in the highest 7% nationally for FEMA risk score. It also sits in the highest 4% nationally for median income. And it sits in the highest 11% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$387,148

Higher than 85% of U.S. counties
Home Price Growth, Past Five Years

52%

Near the U.S. counties median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

92.6

Higher than 93% of U.S. counties

The boundary of St. Charles County.

The basics

Total Population

414,535

Median Age

39.8

Population Density

739.58

Home values & property tax

Median Property Tax

$3,480

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.06×

Near the U.S. counties median
Median Income

$104,692

Higher than 96% of U.S. counties
Median Rent

$1,370

Higher than 89% of U.S. counties

Home prices & appreciation

Home Price Growth, Past Year

4.8%

Higher than 62% of U.S. counties
Pandemic Price Run-Up2019–20 low → 2022–23 peak

43%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

86.3

Winter Avg Low (°F)

24.1

Avg Temperature (°F)

55.3

Hot Days/yr (>90°F)

36.9

Freezing Days/yr (<32°F)

104.4

Annual Precipitation (in)

43.7

Annual Snowfall (in)

13.2

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

92.6

Higher than 93% of U.S. counties

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

St. Charles County: frequently asked questions

What is the typical home value in St. Charles County?
The estimated median home value in St. Charles County today is $387,148, higher than 85% of U.S. counties.
How much is property tax in St. Charles County?
The median annual property tax in St. Charles County is $3,480, an effective rate of 1.1% of home value.
Is St. Charles County expensive to live in?
Homes in St. Charles County cost about 3.06× the median household income, near the U.S. counties median.
What is the average rent in St. Charles County?
The median gross rent in St. Charles County is $1,370 a month, higher than 89% of U.S. counties.
How much have home prices grown in St. Charles County?
Home prices in St. Charles County have moved 52% over the past five years (4.8% in the past year), per the FHFA House Price Index.
How many people live in St. Charles County?
St. Charles County has a population of 414,535, about 739.58 people per square mile, per the U.S. Census American Community Survey. The median age is 39.8.
What is the weather like in St. Charles County?
St. Charles County averages 55.3°F year-round, summer highs near 86.3°F, winter lows around 24.1°F (NOAA 1991–2020 normals). It sees about 13.2 inches of snow a year.
Is St. Charles County at risk of flooding or natural disasters?
St. Charles County's FEMA National Risk Index score is 92.6 (higher than 93% of U.S. counties). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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