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ZIP Code 63304

St. Charles, Missouri

FIPS 63304

Juniper

ZIP Code 63304 is in the top 18% nationally for appreciation 1yr %. It also sits in the 89th percentile nationally for median rent. And it sits in the 76th percentile nationally for median home value.

Median Home Value

$351,000

Higher than 76% of U.S. ZIP codes

HPI Growth 5yr %

51%

Higher than 74% of U.S. ZIP codes

FEMA Risk Score

71.7

Higher than 58% of U.S. ZIP codes

The basics

Total Population

43,195

Median Age

40.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$351,000

Higher than 76%

Median Property Tax

$3,549

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.07

Near median

Median Rent

$1,749

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

51%

Higher than 74%

Appreciation 1yr %

4.5%

Higher than 82%

Pandemic Gain %

41%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86

Winter Avg Low (°F)

23.9

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

35.7

Freezing Days/yr (<32°F)

105.3

Annual Precipitation (in)

44.4

Annual Snowfall (in)

13.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

71.7

Higher than 58%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 63304: frequently asked questions

What is the median home value in ZIP Code 63304?
The median home value in ZIP Code 63304 is $351,000, higher than 76% of U.S. ZIP codes.
How much is property tax in ZIP Code 63304?
The median annual property tax in ZIP Code 63304 is $3,549, an effective rate of 1% of home value.
Is ZIP Code 63304 expensive to live in?
Homes in ZIP Code 63304 cost about 3.07× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 63304?
The median gross rent in ZIP Code 63304 is $1,749 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 63304?
Home prices in ZIP Code 63304 have moved 51% over the past five years (4.5% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 63304?
ZIP Code 63304 averages 55.2°F year-round, summer highs near 86°F, winter lows around 23.9°F (NOAA 1991–2020 normals). It sees about 13.5 inches of snow a year.
Is ZIP Code 63304 at risk of flooding or natural disasters?
ZIP Code 63304's FEMA National Risk Index score is 71.7 (higher than 58% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →